AI-Powered Debt Defense brought to you by  KillDebt.com KillDebt.com

Sued for a Debt? Use Our ParkerGPT and Get Expert Debt Defense in Minutes

KillDebt.ai (ParkerGPT) puts 30+ years of Brian Parker’s litigation and credit expertise into an AI that gives you instant, personalized help with debt lawsuits, collection letters, and credit reporting issues.

With your KillDebt.com membership, you also get full access to Brian’s proven tools:

  • FREE access to KillDebt.ai (ParkerGPT)
  • Legal document templates used in real cases

  • Step-by-step video tutorials

  • A supportive community forum

  • Ongoing live sessions and webinars

Your best defense is now one click away.

Brian Parker
killdebt.ai

Simple Process

How Our ParkerGPT Works

Our AI-powered platform makes debt defense accessible and straightforward.

  • Upload Your Documents

Upload your collection letters, court summons, or other debt-related documents into ParkerGPT.

  • wLet ParkerGPT Do The Work For You

Our AI analyzes your documents and provides personalized guidance based on expert knowledge.

  • iReceive Your Documents To Revise and Submit

Receive customized response templates and step-by-step guidance and education to address your debt issues.

Membership Plans

Choose Your Plan

Get access to KillDebt.com & KillDebt.ai, powered by ParkerGPT: expert debt defense guidance and document analysis and generation.

Monthly

$149/month

All Access – No Hidden Fees

  • Full access to KillDebt.ai: Transform how you fight debt collectors with AI-powered expert guidance and instant document generation.

  • Full access to KillDebt.com with 1100+ documents, valuable credit and collection defense letters, instructional videos and proven attorney tested techniques to navigate your way through the court system

  • EASY PRICING – NO COMMITMENTS
    Pay as you go
  • Month-to-month pricing
  • Cancel Anytime Online – NO HASSLE!*
  • Unlimited Access to all FULL LENGTH instructional videos
  • Unlimited Access to all materials, forms, written templates
  • Unlimited Access to all Bundles
  • Full Access to ParkerGPT (via killDebt.ai)
  • NEW instructional videos and new resources WEEKLY
  • Ask questions on our exclusive community to engage directly with Brian Parker and other members.
  • Exclusive Updates from Attorney Brian Parker
  • Enormous savings as the site grows.
Sign me up for Monthly Plan!

3 Month Special

$298 every 3 months

Buy 2 Months Get 1 FREE

  • Full access to KillDebt.ai: Transform how you fight debt collectors with AI-powered expert guidance and instant document generation.

  • Full access to KillDebt.com with 1100+ documents, valuable credit and collection defense letters, instructional videos and proven attorney tested techniques to navigate your way through the court system

  • HUGE SAVINGS! 
    (Buy 2 Months Get 1 FREE: $149 savings)
  • Cancel Anytime Online – NO HASSLE!*
  • Unlimited Access to all FULL LENGTH instructional videos
  • Unlimited Access to all materials, forms, written templates
  • Unlimited Access to all Bundles
  • Full Access to ParkerGPT (via killDebt.ai)
  • NEW instructional videos and new resources WEEKLY
  • Ask questions on our exclusive community to engage directly with Brian Parker and other members.
  • Exclusive Updates from Attorney Brian Parker
  • Enormous savings as the site grows.
I need the 3 Month Plan!

6 Month Special

$698

Save almost $200

  • Full access to KillDebt.ai: Transform how you fight debt collectors with AI-powered expert guidance and instant document generation.

  • Full access to KillDebt.com with 1100+ documents, valuable credit and collection defense letters, instructional videos and proven attorney tested techniques to navigate your way through the court system

  • THE BEST DEAL!
    Sign up for 6 Months and pay about $116 per month ($196 savings) 
  • Cancel Anytime Online – NO HASSLE!*
  • Unlimited Access to all FULL LENGTH instructional videos
  • Unlimited Access to all materials, forms, written templates
  • Unlimited Access to all Bundles
  • Full Access to ParkerGPT (via killDebt.ai)
  • NEW instructional videos and new resources WEEKLY
  • Ask questions on our exclusive community to engage directly with Brian Parker and other members.
  • Exclusive Updates from Attorney Brian Parker
  • Enormous savings as the site grows.
Yes Please! I want the 6 Month Plan!!!

* Cancellation needs to be submitted before the renewal date. You will have the remainder of the membership period to use our services. No refunds will be issued. 

Recent videos

Click to see the latest videos and documents below. 

Help Fighting a Debt Buyer Collection Lawsuit-DOA

Help Fighting a Debt Buyer Collection Lawsuit-DOA

Here, Brian shows you how to fight a debt buyer lawsuit with their own documents, his new letters and killdebt.ai to provide a defense that creates leverage and the new line to use: “DOA-Dead On Assignments.” See the video within the video. Go get ’em.

How to Fight a Collection Lawsuit Before it is Served

How to Fight a Collection Lawsuit Before it is Served

Here, Brian shows you how to take advantage of the time between when you first learn about the lawsuit and when you are actually served with the lawsuit. You are not on the hook or in jeopardy until you have been served with a lawsuit so use the time between filing a lawsuit and actual service to your benefit and set them up to a ferocious defense based upon this video and the great letters attached to killdebt.com and the amazing AI of it all at killdebt.ai. Go get ’em.

New Arbitration Rules To Win the Debt Collection Case

New Arbitration Rules To Win the Debt Collection Case

Here, Brian shows you the new changes in the Arbitration Rules that went into effect in May of 2025 and how some of the changes benefit consumers and how we can take advantage of new rules to win or settle the collection lawsuit. Has great forms to protect you attached to the video at killdebt.com. Thank you.

Help Fighting a Debt Buyer Collection Lawsuit-DOA

Help Fighting a Debt Buyer Collection Lawsuit-DOA

Here, Brian shows you how to fight a debt buyer lawsuit with their own documents, his new letters and killdebt.ai to provide a defense that creates leverage and the new line to use: “DOA-Dead On Assignments.” See the video within the video. Go get ’em.

How to Fight a Collection Lawsuit Before it is Served

How to Fight a Collection Lawsuit Before it is Served

Here, Brian shows you how to take advantage of the time between when you first learn about the lawsuit and when you are actually served with the lawsuit. You are not on the hook or in jeopardy until you have been served with a lawsuit so use the time between filing a lawsuit and actual service to your benefit and set them up to a ferocious defense based upon this video and the great letters attached to killdebt.com and the amazing AI of it all at killdebt.ai. Go get ’em.

New Arbitration Rules To Win the Debt Collection Case

New Arbitration Rules To Win the Debt Collection Case

Here, Brian shows you the new changes in the Arbitration Rules that went into effect in May of 2025 and how some of the changes benefit consumers and how we can take advantage of new rules to win or settle the collection lawsuit. Has great forms to protect you attached to the video at killdebt.com. Thank you.

Being harassed by a Debt Collector? Or are you being sued on a debt?

If you are being sued by the original creditor or a debt buyer, STOP THE ANXIETY! FIGHT BACK!

Bank of America Barclays Capital One Citibank Chase - J.P.Morgan Discover Velocity Midland Credit Management LVNV Funding Portfolio Recovery Associates Absolute Resolution Corp Crown Asset Management AIM Cavalry Credit Corp Solutions Galaxy International Purchasing Jeferson Capital Marcus by Goldman Sachs SoFi unifund United Holding Group Bank of America Barclays Capital One Citibank Chase - J.P.Morgan Discover Velocity Midland Credit Management LVNV Funding Portfolio Recovery Associates Absolute Resolution Corp Crown Asset Management AIM Cavalry Credit Corp Solutions Galaxy International Purchasing Jeferson Capital Marcus by Goldman Sachs SoFi unifund United Holding Group Bank of America Barclays Capital One Citibank Chase - J.P.Morgan Discover Velocity Midland Credit Management LVNV Funding Portfolio Recovery Associates Absolute Resolution Corp Crown Asset Management AIM Cavalry Credit Corp Solutions Galaxy International Purchasing Jeferson Capital Marcus by Goldman Sachs SoFi unifund United Holding Group Bank of America Barclays Capital One Citibank Chase - J.P.Morgan Discover Velocity Midland Credit Management LVNV Funding Portfolio Recovery Associates Absolute Resolution Corp Crown Asset Management AIM Cavalry Credit Corp Solutions Galaxy International Purchasing Jeferson Capital Marcus by Goldman Sachs SoFi unifund United Holding Group

Welcome to the ultimate resource for defending yourself against debt-collection lawsuits.

Our platform is designed to help you fight credit card debt, learn how to answer a summons, and access proven debt lawsuit help strategies without hiring a lawyer. Backed by 30 years of litigation experience in both state and federal courts, we provide:

Step-by-Step Legal Tutorials

Your membership includes a full library of step-by-step video lessons designed to help you defend yourself with confidence. Learn how to file a proper Answer to a debt collection lawsuit, prepare for court, respond to discovery requests, and represent yourself effectively—all explained in simple, actionable language.


Ready-to-Use Legal Documents

Gain unlimited access to over 1,200 downloadable legal templates created from real courtroom cases. These include Answers to Complaints, Settlement Offer Letters, Debt Validation Requests, Securitization Challenge Letters, Identity Theft Affidavits, and Credit Dispute Letters. Each document is easy to customize for your personal situation.


Proven Debt Defense and Credit Strategies

Get practical, battle-tested strategies to stop debt collectors, protect your credit, and assert your legal rights. You’ll learn how to properly respond to collection attempts, challenge inaccurate credit reports, and raise powerful legal defenses such as lack of standing, improper chain of title, and FDCPA violations.


Smarter Debt Settlement Tactics

We’ll show you how to negotiate better settlements using the right legal tools. With validation, dispute, and securitization letters, you can apply pressure that often leads to more favorable outcomes, whether you’re just starting or already in litigation.


Handling Debt Collection Law Firms

Watch exclusive video breakdowns on how to handle aggressive debt collection attorneys. These insights are drawn from Brian Parker’s 30+ years of courtroom experience and will show you how to stay calm, take control, and avoid costly mistakes when facing legal threats.

What is KillDebt.AI?

KillDebt.ai puts 30+ years of debt defense experience directly into your hands through ParkerGPT, an AI-powered legal assistant built from Brian Parker’s real courtroom strategies and the actual documents he’s used to win cases.

Whether you’re facing a lawsuit or just received a collection letter, you can chat with ParkerGPT anytime—ask questions, upload documents, and generate Brian’s tested responses like Answers, Debt Validation Letters, and more.

No expensive hourly fees. No $10,000 minimums. Just clear, reliable guidance designed to help you fight back smarter and stay in control.

What is included in a subscription plan?

The Unlimited Plan gives you round-the-clock access to a complete legal self-defense system—designed to help you take on debt collectors, credit reporting issues, and lawsuits with confidence.

  • 🎥 350+ Instructional Videos
    Watch concise, practical videos (10–30 minutes each) that break down proven legal strategies from Brian Parker’s 30+ years of courtroom experience.

  • 📄 1,200+ Legal Documents, Templates & Letters
    Instantly access a full library of ready-to-use legal forms—Answers, Motions, Debt Validation Letters, and more—crafted by a real consumer law attorney.

  • 🔄 Weekly Updates
    Get new content added every week, including fresh videos, updated documents, and strategy breakdowns based on current legal trends.

  • 💬 Private Member Forum
    Ask questions and connect with Brian Parker and fellow members for peer and expert support in a private, member-only space.

  • 🧰 Powerful Self-Help Tools
    Step-by-step guides, checklists, and timelines to help you defend yourself against collectors and legal threats.

Want Even More Power? Upgrade for Access to KillDebt.ai

(will be available 7/2025)

By upgrading your membership, you unlock full access to ParkerGPT on KillDebt.ai—your personal legal assistant built from Brian Parker’s actual courtroom strategies and documents.

  • 🤖 Chat with ParkerGPT 24/7
    Get instant answers, strategy breakdowns, and document guidance—right when you need it most.

  • 📎 Upload & Analyze Legal Documents
    Summons? Complaint? Collection letter? Upload and get expert-level analysis and a plan of action in seconds.

  • ✍️ Auto-Generate Customized Legal Responses
    Create Answers, affidavits, and validation letters tailored to your case using Brian’s actual templates and arguments.

  • 🧠 Your Legal Coach in Your Pocket
    Like having Brian by your side—helping you respond, strategize, and prepare documents, anytime, anywhere.

What makes ParkerGPT different from ChatGPT?
  • 🧠 Expert Help—Exactly When You Need It
    No waiting, no scheduling—access 30+ years of hard-won legal wisdom on your terms, 24/7.

  • 📎 Don’t Wonder What That Letter Means—Know
    Upload your court summons or collection letter and get instant clarity on what it really says and what to do next.

  • ✍️ Turn Fear Into Action
    Quickly generate the legal documents you need—Answers, affidavits, debt validation letters—based on real templates Brian has used to fight and win.

  • 📚 Finally Understand What’s Happening
    Step-by-step guidance that breaks down confusing legal jargon and gives you real, tactical options.

  • 💡 Protect Yourself Without Breaking the Bank
    One affordable subscription gives you ongoing access—no surprise fees, no retainers, no gatekeeping.

  • 🚫 Avoid the Mistakes That Cost People Thousands
    Don’t accidentally reset the statute of limitations or say the wrong thing—ParkerGPT helps you respond the right way, right now.

  • 📍 Built for Real Cases, Real People, Real Results
    These are not generic templates—they’re drawn from real court wins. You’ll get tailored support and jurisdiction-specific guidance every step of the way.

How to Take Control of Your Debt Lawsuit in Minutes

Select the optimal, budget-friendly solution for your collection and credit issues from our extensive library of videos, legal templates, courses, and self-tailored responses to collection lawsuits, discovery, court appearances.

Subscriptions

Monthly, Quarterly and Annual Subscriptions

eBooks

A Guide to Collection Self Defense

Coaching

Hourly Debt Collection Coaching with Brian Parker

FREE

Free Content for Everyone!