Securitization Searcher

Follow the account after they sold it.

Search the SEC’s own filings for how banks packaged and sold consumer accounts. Prospectuses, pooling agreements, servicing reports: the paper trail the collector suing you is standing on.

  • SEC EDGAR filings
  • Public record
  • In both plans
An open financial prospectus on a desk under a lamp.

Why it matters

The company suing you may be several owners removed.

Accounts get pooled, sold into trusts, and serviced by someone else again. Those transfers are documented publicly, because investors required it, and that documentation is searchable.

What it searches

Filings banks made to the SEC

Registration statements, prospectuses, pooling and servicing agreements, and the periodic reports that follow a pool over its life.

What it shows

How the paper was supposed to move

The structure a transfer was meant to follow. If what they filed in your case does not match it, that gap is the point.

The honest limit

It is research, not a silver bullet

Securitization is one line of inquiry among several, and it is not right for every case. It is here because the record exists and most defendants never know to look.

What it looks like

Search the filings, open the one that matters.

Securitization SearcherSEC EDGAR

credit card receivables trust 2019

Master Trust II · 424B5 prospectus

Filed 2019 · receivables schedule attached

Series 2019-A · 8-K

Pooling and servicing agreement

Annual servicing report · 10-K

Charge-off and transfer detail

With the rest of the platform

Ask the assistant what you are looking at.

Behind your drafts

ParkerGPT reads these filings too

A prospectus is hundreds of pages of financial English. Ask what a section means, or how it bears on the documents filed against you.

Save it

Filings you rely on go to My Briefcase

Keep the exact filing beside your case documents, so you can point to it when it counts.

They wrote it all down for their investors.

Securitization Searcher is in both plans, with the case law, the rules and the drafting.