Get Your Expert Audit

Get Your Expert Audit

Report Delivered 24-48 hours

Report Delivered 24-48 hours

Order Today!

THE PROBLEM

Debt collectors count on you not
knowing what to look for

Collection lawsuits are filed by the thousands every day — and most are riddled with legal defects. But unless you know exactly where to look, those defects stay hidden. Collectors are betting you won't dig deep enough to find them.

Broken
Chain of Title

Broken
Chain of Title

Debt is bought and sold between dozens of companies. Each sale requires proper

documentation. Missing a single link means the plaintiff may have no legal right to sue you.

No Standing
to Sue

No Standing
to Sue

If the company suing you cannot prove it

actually owns your debt, the court may lack jurisdiction entirely - and the case should be dismissed.


Fabricated or Defective Affidavits

Fabricated or Defective Affidavits

Robo-signed affidavits, missing notarizations, and unqualified witnesses are rampant in collection cases. Most judges won't catch them if you don't raise them.

Statute of Limitations Expired

Many collection suits are filed years after the legal deadline has passed. If you don't raise this defense, courts generally won't raise it for you.


False or Inflated
Amounts

Interest, fees, and charges are frequently miscalculated or added without contractual authority. The number they are suing you for may be completely wrong.

FDCPA Violations in Their Own Filings

FDCPA Violations in Their Own Filings

Many collectors and their attorneys violate the Fair Debt Collection Practices Act in the lawsuit itself - creating counterclaims and leverage that can turn the case in your favor.

WHAT YOU GET

Everything you need to fight back with real ammunition

Your $275 audit is a complete professional package - not a generic template or an AI summary. Every item is prepared by Attorney Brian Parker personally, based on your specific documents.

01

Written Expert
Report

A detailed, professionally written analysis of every legal defect, Evidentiary weakness, and procedural flaw Brian identifies in the lawsuit filed against you.

02

Chain of Title
Analysis

A focused review of the ownership

documentation (or lack thereof) proving - or disproving - that the plaintiff has legal standing to sue you at all.


03

Court-Ready
Affidavit

A signed affidavit from Attorney Brian Parker that you can attach to your motions and use in court as expert evidence to challenge the lawsuit's validity.

04

FDCPA Violation Assessment

A review of all collection letters and lawsuit filings for violations of state and federal consumer protection laws that could give you counterclaim leverage.

05

Defenses
Summary

A plain-English summary of your strongest defenses, prioritized by impact, so you know exactly what arguments to lead with in your pro

se defense.

06

24 - 48 Hour
Delivery

Rush turnaround because court deadlines do not wait. Submit your documents today and your full audit report will be in your hands within two business days.

The Audit

What Brian examines in your lawsuit documents

After 32 years and 10,000+ collection cases, Brian knows exactly where collectors cut corners and falsify records. Here is what he looks for in your case:

Completeness & Authenticity of the Complaint
Missing exhibits, unsigned or improperly filed documents, and defective service of process that could nullify the lawsuit at the outset.

Statute of Limitations Clock

Precise calculation of when your debt's legal collection window opened and whether the plaintiff waited too long to sue - one of the most common and most overlooked defenses.

Bill of Sale & Assignment Documents

Every transfer of the debt must be documented with a valid Bill of Sale. Brian reviews all assignment documents to identify gaps, errors, and missing signatures in the chain.

Account Statements & Ledger Records

Review of the underlying account records to verify interest rates, fee assessments, and whether the total amount claimed is supported by the original creditor's records.

Affiant Qualifications & Affidavit Validity

Analysis of the affidavits submitted with the lawsuit: who signed them, whether the signer had personal knowledge, and whether they meet the evidentiary standards required by the courts.

Collection Letters & FDCPA Compliance

Every letter sent to you before the lawsuit is reviewed for violations of the Fair Debt Collection Practices Act and state consumer protection laws that could become your strongest weapon.

Original Credit Agreement

Whether the plaintiff has produced the actual contract governing the account, or whether they are relying on computer-generated printouts that may not constitute admissible proof.

FAQ

In case you missed anything

We're here to answer all your questions.

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If the company suing you cannot prove it

actually owns your debt, the court may lack

jurisdiction entirely — and the case should be

dismissed.