Debt Doc Audit · $297, no subscription
Find out what their paperwork actually proves.
Send us the documents the collector filed against you. Brian reviews the findings and sends you two things he signed: a written expert report on every defect in their case, and an affidavit you can attach to your motions.
- Report + signed affidavit
- No subscription needed
What you get
A signed report, not a score.
Seven sections, the same order every time. What you see below is a mockup, not a real audit: the layout is what Brian sends, and every party and finding in it is invented.
Debt Doc Audit Report
Acme Portfolio Holdings, LLC
v. Maria R.
Case No. 2026-CV-01234 · Municipal Court, Franklin County
Three critical defects identified
- CriticalBroken chain of title: no bill of sale from the original creditor
- CriticalAffidavit is hearsay: signer has no personal knowledge
- MaterialAmount claimed is unsupported by any account statement
Finding No. 1
Analysis. Plaintiff’s Exhibit B is a bill of sale from a prior debt buyer, not from the original creditor. No document in the record connects the account to…
Why it matters. Without a complete chain, Plaintiff cannot establish it owns the account it is suing on…
Recommended action. Demand the complete chain in discovery, and oppose summary judgment on standing.
Prepared and signed by Brian Parker
The defects, ranked
Critical, material, or notable. The cover tells you the worst of it before you read a page.
Every document, including the missing ones
What they filed, what is incomplete, and what they reference but never produced. The gaps are the findings.
Each finding, argued
What the document says, why it matters under your court’s rules, the consequence, and the specific filing it unlocks. With the legal authority cited.
A recommended strategy
Move to dismiss now, or push discovery first? The report weighs the paths and recommends one.
What to do this week
One concrete next action with the deadline, and what it costs you to do nothing.
And the affidavit
A signed affidavit you can take into court.
The report tells you what is wrong with their case. The affidavit lets you say so in court: the same findings, rewritten as sworn factual declarations and signed by Brian as an expert. You attach it to your motion as evidence.
Factual declarations only, in his expert capacity. Your argument stays yours; his affidavit backs it.
AFFIDAVIT OF BRIAN P. PARKER
Acme Portfolio Holdings, LLC v. Maria R.
1. BROKEN CHAIN OF TITLE. It is my expert opinion, after review of the documents identified below, that the record contains no instrument transferring the account from the original creditor to…
2. AFFIDAVIT LACKS PERSONAL KNOWLEDGE. The affiant identifies no basis for personal knowledge of the account records…
/s/ Brian P. Parker
Declared under penalty of perjury
Who does it
Brian reviews it, signs it, and sends it to you himself.
32 years · 10,000+ cases in state and federal courts
The document work runs on the same research tools ParkerGPT uses: case law, court rules, SEC filings. Then Brian works the findings, edits the report, and signs. When it arrives in your inbox, it came from him, not from a system.
If something in your paperwork raises a question, he asks you before he finishes. The report does not guess.
How it works
Order, upload, and watch the status.
Step 1
Order
One time, no subscription needed, and Pro members take 20% off. Need it fast? Rush it for $35.
Step 2
Upload what they filed
The complaint, the exhibits, the affidavits, the letters. Photographs are fine.
Step 3
Brian reviews
You can watch the order’s status in your account, and if he needs something from you, he asks.
Step 4
It arrives, signed
Typically three to five days, as little as 48 hours with rush. A signed PDF from Brian, with a copy saved to your Briefcase.
If they are suing you
The audit attacks their case.
Chain of title, hearsay affidavits, statute of limitations, standing, missing evidence. Every defect they filed into the record, and the motion or defense it supports.
If they are harassing you
The audit builds yours.
Collection letters, call logs, credit reporting. The audit maps their conduct against the FDCPA, the FCRA and the TCPA, and tells you which claims hold and what to send first.
Where collectors cut corners
What he examines in your documents.
The complaint itself
Missing exhibits, unsigned filings, defective service.
The limitations clock
Whether they waited too long to sue, calculated precisely.
Bills of sale and assignments
Every transfer of the debt, and every gap in the chain.
Account records
Whether the amount claimed is supported by anything.
The affidavits they filed
Who signed, what they could actually know, and whether it is admissible.
Their letters to you
FDCPA and state-law violations that become your counterclaims.
Ordering
With a membership or without one.
The audit is a one-time purchase. If you are not a member, checkout creates your account on the way through, and that is where the report and your uploads live. If you are, order from your account and your documents are already there.
Members on KillDebt Pro take 20% off every audit they ever order.
Debt Doc Audit
$297one time
- ✓ The signed expert report
- ✓ The signed, court-ready affidavit
- ✓ Saved to your Briefcase alongside your case
Rush delivery +$35 at checkout · KillDebt Pro members pay $237.60
Order your auditAlready a member? Order from your account
They filed it. Make it prove something.
$297, one time, with or without a membership. A report and an affidavit, both signed by the person who has been reading these documents for 32 years.