Cheat Sheets
Walk in knowing what to say.
A Cheat Sheet is one or two printed pages built for your hearing: what to argue, what the collector’s lawyer will say back, and how to answer it. You print it, and it goes to court with you.
- Built from your case
- Fits one page
- In both plans
KillDebt · Cheat Sheet
Motion to Dismiss Hearing
Acme Portfolio Holdings, LLC v. Maria R.
Key arguments
1. Acme must prove it owns this exact account. The complaint attaches no assignment.
2. The affidavit is from Acme’s employee, not the original creditor’s…
If they say…
“Defendant never disputed the debt.”
Say: “Silence is not an admission. Acme still has to prove its own claim, and I dispute every element of it.”
Bring with you
Three copies of your motion · the complaint · a notepad. Address the judge as “Your Honor.”
Maria, you already did the most important step: you showed up. Stick to your theme and make them prove it.
What is on it
Eight sections. Every sheet, every time.
Not a memo and not an essay. The same fixed structure a trial lawyer’s bench notes have, filled in from your case.
Key arguments
Your points, in the order they matter. Lead with the strongest.
Their objections, answered
What the other side will argue, each with a scripted response. Word for word, so you can think on your feet.
Rules and statutes
The exact citations to reference, and one line on what each requires.
Key dates
Your deadlines, with the urgent ones flagged.
Questions to ask
What to ask, and who to ask it: their witness, or the judge.
Procedural reminders
What to bring, where to stand, how to address the court.
Confidence tips
Brian’s advice for the day, written to you, by name.
No case citations
On purpose. The sheet sits beside your filings; your case law is already in them.
How you get one
You name the hearing. It already knows the rest.
About five minutes, because your case is already on the platform.
Step 1
Say what you are walking into
Pick the hearing type, or describe it in a sentence. “Motion to dismiss hearing on Tuesday.”
Step 2
It asks only what it does not know
It shares ParkerGPT’s memory of your case: who is suing, your court, your deadlines. It will not make you repeat your story.
Step 3
Print it and go
One or two pages, downloaded as a document you can edit, built from thirty years of Brian’s defense playbook.
The hearing without one
- Their lawyer objects, and you freeze, because you did not know that was coming.
- The judge asks what rule you are relying on, and you cannot name it.
- You remember your best argument in the parking lot.
The hearing with one
- The objection comes, and your answer is on the page in front of you, word for word.
- The rule is cited on the sheet, with one line on what it requires.
- Your arguments are ranked, so you lead with the strongest and stop when it lands.
What you can get one for
Six situations, or describe your own.
The same six the tool offers when you open it, so nothing here is a surprise at login.
Motion to Dismiss
Argue the case should be thrown out before trial: jurisdiction, limitations, failure to state a claim.
Summary Judgment Defense
Respond to judgment without trial: material fact disputes, evidence requirements, burden of proof.
Answer + Counterclaims
Respond to the complaint and assert your claims: affirmative defenses, FDCPA violations, verification demands.
Hearing Preparation
Get ready for the court date: what to say, what to bring, courtroom procedure.
Discovery Responses
Handle interrogatories and document requests: objection language, response templates, deadlines.
Appeal Preparation
Challenge a ruling: grounds for appeal, the timeline, preserving the record.
From the forum
Members tell each other to use them.
All three are public posts, written by members to other members. Advice nobody was paid for.
You have the Cheat Sheets on KillDebt, use them. They work!
Love my cheat sheets. Keep your legal blinders on and stick to a message and theme.
Use your cheat sheets. Practice in private before the big day. Don’t go in blind.
Works with
- ParkerGPTYour sheet is built from its memory of your case, so nothing makes you repeat your story.
- Court TesterRehearse the hearing the sheet prepares you for, against an AI judge. In KillDebt Pro.
- CommunityMembers tell each other to use the sheets, in threads you can read without an account.
- All nine toolsThe whole platform on one page, grouped by the job each tool does.
Do not go in blind.
Brian has defended these cases for thirty years, and he still walks into court with a cheat sheet. Yours takes about five minutes, and it is in both plans.