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Which template for original creditor validation?

dvg · August 20, 2026

Seems there are more than one. I have 3 accounts with an original creditor and Gurstel Lawfirm just sent me 3 intial contact/collection letters for all 3. They are not debt buyers. I heard this creditorrarely sells its debt and just hires lawyers or collection agencies. I understand since this is the case that I need to do a validation letter before my 30 day window expires and not a dispute letter.

Brian if you dont mind chiming in.

Thanks

2 replies

brian · August 21, 2026
ParkerGPT will be better for you as it is specific to your state. Good luck.
dvg · August 22, 2026
Thanks Brian

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