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Filed my Answer, Counter Affidavit, & Supplemental Affidavit. Now what?

Aaron · May 28, 2026

Hey! Looking for guidance:

I filled my Answer & Counter Affidavit with Affirmative Defense about 2 weeks ago. And, I just filed a Supplemental Affidavit when I discovered some evidence that could help my case.

Wondering what to do next? Should I wait to hear back in writing (I didn't supply nor do they have my number)? Should I overwhelm them with more and if so what?

They have 2 more lawsuits that they are going to be serving me (3 different collections held by same plaintiff - JPMorgan / Brock & Scott PLLC). But, my hope is that my response to them is catching them off guard.

My goal is to reach a "Mutual Walkaway" for all 3 of the collections.

9 replies

  • Aaron · May 31, 2026

    Hey!? Anyone?

  • brian · June 2, 2026

    It depends on the court. Generally, as your answer is in, you wait for the Court to set a pre-trial date for the parties to set the litigation dates. Check your states Court rules as to when you can file discovery. That is important to get them on their heals.

  • Aaron · June 3, 2026

    Thanks for the reply, Brian.

    The Complaint was officially filed on 4/15

    According to ParkerGPT discovery can begin no earlier than 40 days after the complaint is filed. So, that's 49 days ago.



    According to North Carolina court rules, discovery can begin no earlier than 40 days after the complaint is filed. Either party's attorney or an unrepresented party may request a discovery meeting at that point, but if a discovery meeting is requested, the parties must meet within 21 days after the initial request is filed and served. After that meeting, the parties submit a discovery plan to the court within 14 days.

    The key rule is N.C. Gen. Stat. § 1A-1, Rule 26(f)(1), which states:

    "No earlier than 40 days after the complaint is filed in an action, any party's attorney or an unrepresented party may request a meeting on the subject of discovery."

    Once a discovery plan is in place, you can use the various discovery methods (interrogatories, requests for production of documents, depositions, requests for admissions) unless the court has ordered a specific timeline for completion. The general principle is that methods of discovery may be used in any sequence and one party's discovery does not delay another party's discovery.

  • nikolaou4 · June 4, 2026

    Aaron,

    Lets keep in touch, I am fighting both LVNV and BofA in NC. Just sent my interogoties and discovery for LVNV and waiting for BofA to serve me. Brian will make a great video.

    John

  • brian · June 5, 2026

    Keep me in the loop. Have a good weekend.

  • Aaron · June 8, 2026

    They just served me a bunch of documents that I need to upload into ParkerGPT to make sense of... I uploaded the Request for Admission but need to upload the 60pgs or so they sent me of Exhibits.

    QUESTION: DO I admit the use of ParkerGPT as they are asking who is assisting?

    Interrogatory 1: "Identify each person who is assisting in answering these Interrogatories..."

    • Response: "Arun Bulchandani, Defendant, with assistance from legal counsel and ParkerGPT legal defense tool."

  • brian · June 8, 2026

    ParkerGPT is not a person. Why volunteer this???

  • Aaron · June 9, 2026

    I don't want to admit it. But, ParkerGpt suggested that response. What should I recommend Parker say instead?

  • Aaron · June 10, 2026

    Nvm. After I did it again Parker generated a better response basically just saying that it's me, pro-se that is defending myself.

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