Last updated: 2026.08.18

These Professional Terms (the "Terms") govern access to and use of KillDebt for Professionals (the "Professional Services") provided by CollectionStopperMembership, LLC, d/b/a KillDebt ("KillDebt," "we," "our," or "us"). By purchasing a Professional subscription, executing an order form that references these Terms, or using the Professional Services, the organization doing so ("Customer") agrees to these Terms.

These Terms incorporate by reference the Data Processing Agreement (the "DPA") and the Subprocessor List. If Customer and KillDebt have executed a separate written agreement covering the same subject matter, that agreement controls over these Terms to the extent of any conflict. The DPA controls with respect to its subject matter.

The consumer Terms of Service do not apply to the Professional Services.

1. The Professional Services

1.1. The Professional Services provide seat-based access to KillDebt's legal research platform, including research tools accessible through the KillDebt application and through Customer's own AI tools via KillDebt's MCP connector.

1.2. The research tools are read-only: research queries go out and cited answers come back. KillDebt does not access Customer's case-management systems or client records. Customer personnel are never required to upload client files or case documents to use the research tools.

1.3. The Professional Services are a research tool. Output is AI-generated, is not legal advice, and may contain errors, omissions, or misstatements. Customer is responsible for review of all output by a qualified professional before relying on it, and for independently verifying every cited authority before use in any filing or client matter.

2. Accounts and Seats

2.1. Each subscription includes the number of seats stated at purchase or in the order form. Each seat is licensed to one named individual. Access credentials are personal to the individual seat holder and may not be shared, including within Customer's organization.

2.2. Customer designates one or more administrators. Administrators manage Customer's seats, may add or remove seat holders, and can view seat and usage activity.

2.3. Customer is responsible for the acts and omissions of its seat holders, for keeping credentials confidential, and for promptly notifying KillDebt at support@killdebt.com of any suspected unauthorized access.

3. Acceptable Use

Customer will not, and will not permit its seat holders to:

  • use the Professional Services in a way that infringes, misappropriates, or violates any person's rights or any applicable law;

  • share credentials or resell, sublicense, or transfer access;

  • attempt to reverse engineer the Professional Services or the underlying models and systems;

  • use automated means to scrape or bulk-extract content or output;

  • use the Professional Services to build a competing product or service;

  • provide licensed professional services (including legal advice) based on output without review by a licensed professional; or

  • submit payment card data, or personally identifiable genetic or biometric data, to the Professional Services.

KillDebt may suspend access for a material violation of this Section after written notice, or immediately where the violation poses a security risk.

4. Customer Content

4.1. "Customer Content" means research queries submitted by Customer's seat holders, files they choose to upload to platform document features, and the output returned to them. As between the parties, Customer owns Customer Content.

4.2. Customer grants KillDebt a non-exclusive, royalty-free right to process Customer Content solely to provide, secure, and support the Professional Services, to prevent abuse, and as required by law.

4.3. Customer is responsible for having the rights necessary to submit Customer Content and for its accuracy and legality.

4.4. Queries submitted by other customers, and output returned to other customers, are not Customer Content, even where similar or identical.

5. No AI Training

KillDebt will not use Customer Content to train, fine-tune, or improve any AI model, and contractually requires the same of the AI model providers on the Subprocessor List with respect to Customer Content.

6. Usage Data

KillDebt may collect and use data about access to and use of the Professional Services (frequency, volume, features used, and similar metadata — excluding Customer Content) to operate, secure, support, and improve the Professional Services. KillDebt will not share usage data that identifies Customer with third parties except as aggregated and anonymized.

7. Confidentiality

7.1. Each party will protect the other party's non-public information with at least reasonable care, use it only under these Terms, and limit access to those who need it and are bound by confidentiality obligations.

7.2. Research queries may relate to legal matters. KillDebt treats query content as Customer's confidential information and does not review it except as necessary for security, abuse prevention, support at Customer's request, or as required by law. Nothing in these Terms is intended to waive any applicable privilege.

7.3. If disclosure is compelled by law, the compelled party will, where legally permitted, give the other party prompt notice and cooperate in seeking confidential treatment.

8. Fees and Payment

8.1. Fees are as stated at purchase or in the order form. Subscriptions renew automatically each billing cycle until cancelled. Customer authorizes recurring charges to its payment method on file.

8.2. Customer may cancel at any time through its administrator dashboard; cancellation stops future renewals and access continues to the end of the paid period. Fees are non-refundable except as stated in these Terms or required by law.

8.3. Fees are exclusive of taxes; Customer is responsible for applicable taxes other than taxes on KillDebt's income.

8.4. KillDebt may change fees with notice at least 30 days before the renewal they first apply to.

9. Term, Termination, and Data Deletion

9.1. These Terms apply from first purchase or use and continue until all Customer subscriptions have ended.

9.2. Either party may terminate for material breach if the breach is not cured within 30 days of written notice.

9.3. Within 30 days after termination, at Customer's election, KillDebt will delete or return Customer Content and Customer's personal data as set out in the DPA, subject to legal retention obligations.

10. Warranties and Disclaimers

10.1. KillDebt warrants that it will provide the Professional Services in a professional and workmanlike manner materially in accordance with its documentation.

10.2. EXCEPT AS STATED IN THESE TERMS, THE PROFESSIONAL SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE." KILLDEBT DISCLAIMS ALL OTHER WARRANTIES, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, AND ANY WARRANTY THAT THE PROFESSIONAL SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, OR THAT OUTPUT WILL BE ACCURATE OR COMPLETE.

10.3. KillDebt and ParkerGPT are not a law firm and do not provide legal advice. No attorney-client relationship is created by use of the Professional Services.

11. Indemnification

11.1. KillDebt will defend Customer against third-party claims alleging that the Professional Services, used in accordance with these Terms, infringe that third party's intellectual property rights, and will indemnify Customer for damages finally awarded or agreed in settlement. If an infringement claim arises or is likely, KillDebt may modify the Professional Services, procure the right to continue use, or terminate the affected service and refund prepaid unused fees. This obligation does not apply to claims arising from Customer Content or from use in violation of these Terms.

11.2. Customer will defend KillDebt against third-party claims arising from Customer Content or Customer's use of the Professional Services in violation of these Terms or applicable law, and will indemnify KillDebt for damages finally awarded or agreed in settlement.

11.3. The indemnified party must give prompt notice, allow the indemnifying party control of the defense (no settlement imposing obligations on the indemnified party without its consent), and provide reasonable cooperation at the indemnifying party's expense.

12. Limitation of Liability

12.1. NEITHER PARTY IS LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY, PUNITIVE, OR CONSEQUENTIAL DAMAGES, OR FOR LOST PROFITS, REVENUE, DATA, OR GOODWILL, EVEN IF ADVISED OF THE POSSIBILITY.

12.2. EXCEPT FOR (i) CUSTOMER'S PAYMENT OBLIGATIONS, (ii) EITHER PARTY'S INDEMNIFICATION OBLIGATIONS, AND (iii) LIABILITY THAT CANNOT BE LIMITED BY LAW, EACH PARTY'S TOTAL AGGREGATE LIABILITY UNDER THESE TERMS WILL NOT EXCEED THE FEES PAID OR PAYABLE BY CUSTOMER IN THE 12 MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM.

12.3. FOR CLAIMS ARISING FROM A BREACH OF SECTION 7 (CONFIDENTIALITY) OR OF THE DPA, THE CAP IN SECTION 12.2 IS INSTEAD TWO TIMES THE FEES PAID OR PAYABLE IN THAT 12-MONTH PERIOD.

13. Changes to These Terms

13.1. KillDebt may update these Terms by posting the updated version at this page. Except for non-material updates, updates required by law, or terms for new features, KillDebt will give Customer at least 15 days' notice before updates take effect. Updates are not retroactive.

13.2. Non-degradation. KillDebt will not update these Terms, the DPA, or its posted security commitments in a way that materially reduces its obligations regarding Customer Content, confidentiality, or security without Customer's written consent.

13.3. If an update materially and adversely affects Customer, Customer may object within 15 days of notice; if the parties cannot resolve the objection (including by keeping the prior language for the remainder of the current term), Customer may terminate the affected subscription and receive a refund of prepaid unused fees.

14. General

14.1. Neither party may assign these Terms without the other's consent, except to an affiliate or in connection with a merger or sale of substantially all assets.

14.2. These Terms are governed by the laws of the State of Florida, without regard to conflict-of-law principles. Disputes will be resolved exclusively in the state or federal courts of Duval County, Florida, and each party consents to their jurisdiction and venue.

14.3. Notices to KillDebt go to support@killdebt.com; notices to Customer go to the administrator email on file. If any provision is unenforceable, it is limited to the minimum extent necessary and the remainder stays in effect. No waiver is implied from conduct. These Terms, the order form (if any), the DPA, and the documents incorporated by reference are the entire agreement for the Professional Services.

Questions: support@killdebt.com · CollectionStopperMembership, LLC, Jacksonville, Florida, USA