Community
Written by members, about their own cases. Free to read; replying takes an account.
144 threads
Jul 11, 2026 · announcements
2 replies
Hi all, I am so excited to announce that we just rolled out our NEW affiliate system . It is Free to join and has unlimited income potential. You earn 15% commission on every…
natalie
Jun 22, 2026 · announcements
2 replies
Hey, Welcome to the Self Defense Community Site. Add your hopes, your dreams, your victories and your advice. Love to hear it all. Thanks for being a friend and a member. Brian…
brian
Jun 6, 2026 · announcements · feature request
7 replies
Your Court Tester is now live. Court Tester is an AI courtroom simulation built on your actual case. Upload real filings and within minutes you're arguing your motion in front of…
brian
Jun 3, 2026 · feature request
9 replies
Just dropped a new video an hour ago on an oldie but goodie: Creating the Counter Affidavit . This is a must on any defense case. Once you have done the work (ParkerGPT does that…
brian
Aug 29, 2026
4 replies
Well it looks like Gurstel Lawfirm likes to serve you before they actually file to scare you into paying( I have not been served or sued yet). My state allows this but they have…
dvg
Aug 26, 2026
3 replies
Hello, quick question. I have been served a collection lawsuit from Credit Corp Solutions. Credit Corp Solutions have attached zero documents to original suit. I have submitted an…
MICHAELW
Aug 26, 2026 · questions · feedback
1 reply
I just lost in an LVNV motion for summary judgment hearing. I followed Brian's guidance from the answer forward. The judge only allowed me to speak once. I didn't get to say…
Juli092566
Aug 26, 2026 · praise
7 replies
Thanks to ParkerGPT, I won two cases against LVNV that were heard concurrently in Circuit Court after I lost in District Court! After the loss, I was devastated but subscribed to…
filmbob67
Aug 22, 2026
2 replies
Seems there are more than one. I have 3 accounts with an original creditor and Gurstel Lawfirm just sent me 3 intial contact/collection letters for all 3. They are not debt…
dvg
Aug 19, 2026 · questions
1 reply
Hello! I just signed up here and I can't locate the paperclip icon to upload my documents. Can someone call me directly at 609 906 0189 to walk me through this very simple issue?
tbirdsrgo
Aug 17, 2026 · questions
5 replies
I have a trial coming up on August 13 against Community Bank and there’s a lot of information that was given to me late after asking for support supporting documents since…
Tawfik
Aug 15, 2026
4 replies
Wondering if I should do nothing at this point or something in order to potentially get this case dismissed? Here's the break down? Got served a Civil Summons Filed an Answer &…
Aaron
Aug 15, 2026
4 replies
Maryland does not allow counter affidavits or motions to dismiss in small claims court. We can only answer
filmbob67
Aug 15, 2026 · questions
3 replies
Anyone here currently battling a suit with Amex in the state of florida? Or outside of florida? I’d be happy to exchange details with you regarding your case and mine so we can…
Amohab
Aug 15, 2026
1 reply
If you have not already served Capital One with written discovery, do this now —before the August 5 hearing. Send Interrogatories and Request for Production of Documents :
ELON
Aug 15, 2026 · questions
1 reply
I've being getting voicemails from a company who says they were contracted to serve me papers. what's weird is that aligns with the deadline I have for LVNV to responde to…
Steve
Aug 14, 2026
3 replies
How should I proceed? I thought I was in the clear because they went quiet. But, just received this Motion for Summary Judgement. Parker isn't giving me any guidance when I upload…
Aaron
Aug 14, 2026
1 reply
Anyone have any guidance on what a reply to affirmative defenses means? Plaintiff has filed this with the court. My affirmative defenses includes disputing personal liability on…
Amohab
Aug 11, 2026 · questions · feedback · praise
1 reply
@Brian thank you so much for doing this I have a settlement offer from MCM. I am runing through it and it is not very favorable. I am currently in negotiations about it. In their…
Brett
Aug 11, 2026 · questions
1 reply
I am doing an appeal for an Amex case where I found Parker AFTER I had filed discovery. Amex responded with its typical summary disposition. I answered, and also submitted a…
bc2
Aug 3, 2026 · praise
5 replies
After 10 trys I finally "in court tester" beat Bank of America on standing. You have to play with it and learn. It is worth the price.
nikolaou4
Aug 3, 2026 · praise
5 replies
Lost my trial vs MCM down here in Texas, but wish I would have prepared a bit more. Found this site a bit late so was not able to submit counter affidavit in time. I did submit my…
EdG
Aug 3, 2026 · questions
1 reply
Wow this discovery process with MCM has been crazy. I think this latest is damning. I got my responses for the RFA and RFP. The attorney signed it and they also had a verification…
Brett
Aug 3, 2026 · praise · feedback
2 replies
Thank You. If it wasn't for this site I would have been out thousands of dollars. My case had been settled with Discover, then Capital One bought them out, and came after us for…
DM2
Jul 31, 2026 · questions · praise · feedback
1 reply
@Brian Thank you for your latest video on Subpoena Power! You mentioned that you Subpoena documents you know or believe dont exist. What are those documents? I am in an…
Brett
Jul 27, 2026 · questions
4 replies
Hi, I am wondering if this site can help me generate the documents necessary to answer a summons. Thanks
Ellen
Jul 27, 2026 · questions
2 replies
Would love for Brian to weigh in on this. If you have been following Brian you should know how to defeat the Vanessa Nestor affidavit as hearsay. BUT I just looked her up on…
Brett
Jul 21, 2026 · questions · feedback
2 replies
I have noticed something that ParkerGPT has done to me on several occasions. It will read a reference to case law made in a brief/filing by the plaintiff and reference it in a…
Luke
Jul 20, 2026 · questions
0 replies
I can't believe I missed this as I am in IT. The MCM Bill of sale is a Docusign document. you can tell because the signatures have a user ID under each of them. By default the…
Brett
Jul 19, 2026
4 replies
The hearing was brutal. They made me the very last case so no one else was there to hear, and I stupidly didn't have any witnesses with me like I did last time. I was told you…
Splash
Jul 19, 2026 · praise
2 replies
I had a hearing this week to compel adequate responses to discovery. Prior to the hearing Parker GPT suggested I submit a brief to update the judge on my case. It worked like a…
Eileen
Jul 19, 2026
2 replies
So, I had my debt collection case with MCM today. I WON!! 😁 My case was held in a Magisterial district court in Pennsylvania. A court of non-record. Was all prepared to challenge…
Frank
Jul 14, 2026 · questions
1 reply
Hello all I would like to know how much for damages we can look for besides FDCPA in California? Or damages for deceptive trade practices ? Thanks for any guidance
Debtfarmer
Jul 14, 2026 · questions
1 reply
In my motion to compel I am hammering on the Master Sale Agreement should I ALSO hammer on getting the Account Addendum dated 2/4/2025? both are referenced in the MCM bill of sale.
Brett
Jul 8, 2026 · questions
1 reply
Anyone lucky against Velocity in Florida? My court date is on 7/13th. What should I say when the judge calls my case?
ronda1
Jul 6, 2026 · questions
2 replies
ParkerGPT has been great at helping me with my strategy and helping me better understand the law and arguments. One thing I have a question about is the motion to dismiss for…
Brett
Jul 6, 2026
9 replies
Currently my answer is suppressed after LVNV counsel filed a motion to suppress my answer 3 days before trial which was set for 5/21/26. Originally that was supposed to be decided…
StayStrong101
Jul 2, 2026 · questions
3 replies
Has anyone used Midland's previous ASSURANCE OF VOLUNTARY COMPLIANCE/ASSURANCE OF DISCONTINUANCE against them. I am currently doing a counterclaim and added punitive damages to…
Brett
Jul 1, 2026 · questions
1 reply
I filed a motion to compel and have a court date for July 8th. As I'm preparing for the hearing I found something saying prior to requesting a motion to compel I should have done…
Eileen
Jun 30, 2026 · questions
0 replies
How to I upgrade to a 3 months subscription i being try to do it
Bey
Jun 29, 2026
0 replies
Help with billing
bubbayates444
Jun 25, 2026 · questions
2 replies
I would like to get some clarification on RFA and RFP dates. A little backstory. filed RFA and RFP with the court electronically after 5pm so there is an extra day added to the…
Brett
Jun 24, 2026 · praise · questions · feedback
2 replies
I'm a new member facing off against LVNV via Johnson Mark for some junk debt being pursued under an account stated claim with an ujust enrichment claim tacked on, which give what…
JM75_208
Jun 22, 2026 · questions · feedback
1 reply
Hello all - I've had a positive judgement and ready to clean up my credit report. What has been your experience when an entry is not corrected/removed? Did you go after and…
EdG
Jun 15, 2026
1 reply
My grandfather originally from Cuba was sued by capital one merged discovery bank on a debt of a credit card with the amount of 3982 dollars I believe. I got into this community…
Heribierto
Jun 10, 2026
9 replies
Hey! Looking for guidance: I filled my Answer & Counter Affidavit with Affirmative Defense about 2 weeks ago. And, I just filed a Supplemental Affidavit when I discovered some…
Aaron
Jun 9, 2026 · questions · feedback
1 reply
PRA has reported on my credit since 04/24 on all 3 bureaus. They originally reported for $699, a few months later they reduced the debt by $41 (only updated Experian & Transunion)…
Mariej
Jun 9, 2026 · questions
3 replies
I filed a MOTION TO COMPEL ADEQUATE RESPONSES TO INTERROGATORIES AND REQUESTS FOR PRODUCTION OF DOCUMENTS on 5/7/26. As of now I've not heard anything from the court or the…
Eileen
Jun 8, 2026
12 replies
Check your bills of sale should they not be made by the (SELLER)!!! Not the ( PURCHASER) SEE PRA
bubbayates444
Jun 6, 2026 · praise
1 reply
I want to give a huge thanks to Brian for his intention in creating this platform! I’ve been dealing with a fraudulent debt since August 2025 which eventually ended up being…
Mariej
Jun 3, 2026
3 replies
Crap show of fraud documented in a pra case yesterday judge never read any of the motions we created ! Ruled aganst me . I will appeal it . Brian you need to look at this case to…
bubbayates444
Jun 3, 2026 · questions
3 replies
The last recorded payment on my alleged Discover card was June 18,2025 does that mean I entered into an agreement with Capitol One and will the merger defense work? I am going to…
Brett
Jun 2, 2026 · questions
2 replies
I am set for a hearing on June 1 and today received this text. Is this something to follow up on or ignore as more fraud? FLORIDA STATE FLHSMV FINAL OFFICIAL NOTICE You have…
Ycoach
Jun 2, 2026
2 replies
Just got out of court today for my first trial against LVNV Funding. The plaintiff's attorney was just a local attorney hired by the law firm representing LVNV to show up and…
Chris
Jun 2, 2026
1 reply
In response to my discovery requests, the opposing attorneys have done the bare minimum (copy of agreement, application, correspondence and statements) and identical boilerplate…
Splash
Jun 2, 2026 · questions
1 reply
I am the petitioner suing on default be the lien holder with holding veehicle title in state stransfer. My hearing cause passed and a court date is assigned to provide time to…
Ycoach
May 29, 2026 · feedback · praise
5 replies
Portfolio Recovery Case for over $30,000. dismissed! You need to read the consent order to understand what they can and cannot do when filing a lawsuit against you and then hold…
RDD
May 27, 2026 · questions · feedback
7 replies
My motion to Dismiss is on Thursday and I have a couple questions that I am unsure of and having a hard time to understand. I am hoping that someone might have an answer as it is…
NightShadow
May 21, 2026 · questions
2 replies
I need to file a motion to set aside judgment. the parkergpt just said to only file this. Should I file the answer and counterclaim along with the motionto set aside? Also, there…
Fab
May 19, 2026 · questions
0 replies
I have filed my answer and Affirmative Defenses, as guided with ParkerGPT. ParkerGPT is now suggesting that I file a motion to dismiss in NY for improper service and service…
DaybyDay
May 14, 2026 · questions
5 replies
I fought LVNV Funding and their attorneys (Lloyd & McDaniel) every step of the way. Trial was on 2/17/26. The morning of trial, I was blindsided with a new substitute judge and…
John
May 13, 2026
3 replies
Hey hey! I just joined and truly hope it was money well spent. Here's my situation: Short back story: I paid each credit card on time for over 6yrs. Due to a severe and prolonged…
Aaron
May 13, 2026
1 reply
Hey, just wanted to say hello and see if anyone is here?! Next, I'll post my situation to get any feedback. Thanks!
Aaron
May 13, 2026 · praise · feedback
1 reply
For context I just joined today, I had a rough patch due to a divorce from 2019 to 2023. I am back on my feet but several things charged off. I am not proud of it. That being said…
nikolaou4
May 5, 2026 · questions
1 reply
I've been trying to reach support for over a couple months... can some please answer my support emails or the support messages I left in my account? If there is a phone number to…
EdCavanaugh
May 4, 2026 · feedback
1 reply
I like putting a discovery request in and telling it to improve it for me, or asking if the request is important. It's good at expounding.
Splash
Apr 30, 2026 · announcements · feature request
1 reply
Debt Doc Audit Is Now Live If you're defending a collection case and especially a debt buyer case with chain of title problems, you now have a powerful new tool in your corner…
brian
Apr 29, 2026
1 reply
just signed up but parker is telling me to get a lawyer for my situation? i though this was to help me do it myself
lucy2128
Apr 28, 2026
4 replies
Hey all! Has anyone had luck either themselves or with a company, getting collections, particularly from debt buyers, off of credit reports WITHOUT paying the debt you allegedly…
RekitRalph
Apr 20, 2026 · questions
1 reply
I recently posted about how I noticed some discrepancies in a prior [attempt] validation I received from PRA, which I noticed "D3" in the cover letter — which I later identified…
sean
Apr 20, 2026 · questions
2 replies
Has anyone had experience with sham investigations from the credit bureaus regarding a disputed Tradeline in which the furnisher has had multiple debt validation and verification…
sean
Apr 20, 2026
2 replies
After I filed Rule 60b, due to Discover/Cap one attorney continuing to litigate AFTER the Judge ruled on BOTH plaintiffs motion for summary judgement AND my compel to private…
Sherrie
Apr 20, 2026 · questions · feedback
1 reply
My motion to dismiss was denied on 2/25/26. I was then required to respond to the plaintiffs requests for documents and interrogatories. I responded with everything I could…
Eileen
Apr 13, 2026 · feedback · questions
15 replies
I filed an answer (VIA Killdebit AI) Court appearance - gave me 30 days to file Motion of Discovery Filed motion of Discovery & Dismissal I submitted request for discovery and…
PamelaGun
Apr 9, 2026 · questions
0 replies
Recently, my bank was frozen because of a default merchant cash advance payment. Please advise me what to do
iolife
Apr 9, 2026 · questions · feedback
0 replies
Just a heads up to everyone — I think Portfolio Recovery Associates, LLC (PRA) may be using a loophole in the CFPB v. Portfolio Recovery Associates, LLC Stipulated Final Judgment…
sean
Apr 8, 2026
3 replies
I received wrong advice on how many discovery requests I could ask for. In CA for LIMITED CIVIL cases - it's 35 total in all categories but the GPT told me it's 35 limit each for…
Splash
Apr 8, 2026
2 replies
Not how to upload them, but is there some other file format that he can read? He admitted to me that he is unable to read PDFs for a case audit. I am hoping that I am doing…
FreedomGirl
Apr 7, 2026 · announcements · feature request
8 replies
District Attorneys, Judges, Prosecutor's, Defendants, Plaintiffs, Ai and how this affects the court system. Articles around the nation. Post them here Today, I came across, in my…
shwiefels
Apr 3, 2026 · questions · feedback
1 reply
BHG Financial debt case. I originally answered with affirmative defenses and also asked the plaintiff the following Defendant demands that Plaintiff produce: 1. Complete loan file…
Debtfarmer
Mar 30, 2026 · questions · feedback · feature request
1 reply
So I am trying to work through an FCRA situation and my single chat ran out of space for one chat. I can't start a new chat that can pick up where I left off. Now what? A new chat…
lance
Mar 28, 2026 · questions
6 replies
I have a case with Amex where the original account was a business line of credit. Since the plaintiff did not provide an original contract I was not able to determine whether…
Amohab
Mar 28, 2026 · announcements · questions · feedback
1 reply
Hello Fam, I was working w/ Parker GPT earlier and it seems to have gone down. Is anyone else having problems? Did my questions / prompts break it??
ParkerGPTUnavailable
Mar 27, 2026 · announcements · feature request
2 replies
Exciting news for your from KillDebt.com ! We’re thrilled to introduce a powerful new feature and tab coming your way: Court Tester . With Court Tester , you’ll step into a…
brian
Mar 21, 2026 · questions · feedback
11 replies
I am starting this convo to potentially help others not make the same mistakes as I. You win some, you lose some.
shwiefels
Mar 17, 2026
3 replies
Hello, my Motion to Dismiss for Lack of Standing and Failure to State Claim was denied yesterday. I was prepared to defend my motion and rebuttal the other side's response to my…
darlene
Mar 11, 2026
0 replies
At my case management conference against Discover/Cap One last week, Cap One's lawyer told me and the clerk magistrate that they (Cap One) are not required to send me any proof…
Maria
Mar 9, 2026 · questions
1 reply
Hi Everybody , I have 2 cases vs Wells Fargo Bank, personal and business. I can not represent my self business. I am trying to call so many lawyer in Los Angeles but no Attorney…
Lee1125
Mar 6, 2026 · announcements · feedback
3 replies
Won on appeal against cavalry. They didn’t want to go to court. Rather than expend resources on attorneys’ fees, my client has authorized me to offer to dismiss its action, with…
shwiefels
Mar 6, 2026 · announcements · feedback · praise
7 replies
Hi All, Thank you so much Brian P for this website and your fantastic advice that is here for the taking. Without it, I would never have won my appeal from the grant of summary…
ScottWR
Mar 4, 2026 · feedback
1 reply
I think I broke ParkerGPT, we had a response to a Capital One Successor by merger to Discover case today, they filed motions to dismiss my counter claim based on the claims being…
CristinaF
Mar 2, 2026 · announcements
0 replies
We’ve rolled out a brand-new feature inside ParkerGPT based directly on your feedback, and it’s a good one. If ParkerGPT has generated documents (answers, motions, letters…
natalie
Mar 1, 2026
8 replies
2/2/26 I defended against Capital One at Magistrate court. Plaintiff attorney showed up with paper showing the court date and maybe 8 pages of Discover card statements. I had my…
RuleOfLaw
Feb 24, 2026 · questions
2 replies
Hello. I've been working on PGPT for a couple days now and everything was fine. This am, at 730, it's not working. Is anyone else experiencing this? I will attempt to send a chat…
ParkerGPTUnavailable
Feb 23, 2026
5 replies
In the past week or so, I noticed that I get a message for file sizes exceeding the limit. It's an inconvenience for sure as I don't control the size of the documents the judge or…
mharley
Feb 21, 2026 · questions
4 replies
Hi All, I raised securitization in my Answers, Affirmative Defenses and Counterclaims for lack of standing. Stenger responded with a MTD and Omnibus response where they claim…
LucyBrenton
Feb 18, 2026
5 replies
Hello Brian I am using the Cheat Sheet generator and only seem to be able to use one case. Any tips on how to use for multiple cases in different states. I am working on counter…
Debtfarmer
Feb 17, 2026 · questions · feedback
2 replies
This is a quote from KillDeThat's a fair question and I owe you a straight answer. I asked if it has access or ability to review the documents uploaded. I don't actually know. I…
Tyler
Feb 17, 2026
2 replies
I have a pending default on my counterclaim against Capital One. They remained silent for 89 days and then filed a dismissal order. When I contacted chambers to request a date for…
Sasha
Feb 17, 2026 · questions
2 replies
Hello, I sent a debt verification letter to a collection agency on September 7, 2025 via certified mail. I requested a response within 30 days. I didn't receive an answer until…
mapsd
Feb 3, 2026 · praise
1 reply
Like others, I had issues with it forgetting I told it something pretty important in a previous chat and then would have to tell it all over again. I was pleasantly surpised when…
dvg
Feb 3, 2026 · questions
1 reply
I'm facing my third scheduling error in my debt defense case, and this time, calling the judge's clerk didn't fix it. During my 12/30/25 motion hearing, the Judge verbally…
Lio
Feb 3, 2026 · feedback · questions
4 replies
Hello. I was using ParkerGPT earlier this afternoon, when all of a sudden it seems to have gone down. When I input a query, it thinks for a moment, then I get the error message in…
ParkerGPTUnavailable
Jan 30, 2026 · announcements · feedback
0 replies
In a recent thread, our Developer, Joe announced another value added benefit for you: " HI Luke, the next feature rollout will indeed be enabling you to hit the dropdown in a…
brian
Jan 30, 2026 · announcements · feature request
0 replies
Hey, on top of everything else we just added to killdebt.com, we now have a desktop app for you. Just open the site and to the right should be your app to make things easier to…
brian
Jan 29, 2026 · questions · feedback
5 replies
Hello Brian or anyone who can help I am trying to find specific cases where any judge has stated that ownership has been transferred to the Trust? Been searching through AMEX…
Debtfarmer
Jan 27, 2026 · feedback · announcements · feature request
1 reply
Hey I just did a second part of two parts of a Summary Motion/Summary Disposition Defense video with a working title of US Bank and Zwicker & Assoc. Lose Creditor case that should…
brian
Jan 26, 2026 · feedback
4 replies
Is anyone else having an issue with forgetting things that you have told it? For example, it will ask me when the last time the account was paid. I tell it and then it forgets…
NightShadow
Jan 26, 2026 · questions
4 replies
Issue: Judge orally set ruling date (12/30/25), but the Clerk docketed "Pre-Trial" 6 months later (5/20/26). Timeline: 10/16/25: Filed Motion to Dismiss. 11/6/25: Hearing 1. Judge…
Lio
Jan 26, 2026 · questions · feedback
1 reply
Has anyone dealt with South East Client Services Inc. (SECS)? I documented 35 contact events in 17 days (emails, texts, calls, voicemail), starting with a pre-legal email…
sean
Jan 25, 2026 · feature request
3 replies
Hello and thank you for this powerful ParkerGPT tool! Is there any way, that you can somehow allow ParkerGPT to access the files that I've uploaded into Documents in My Briefcase…
Luke
Jan 24, 2026 · feedback
3 replies
Check out the new and latest Videos on Attorneys and the Ham Sandwich Defenses.I really did my homework for you on these videos and showed the other side of things where it is not…
brian
Jan 21, 2026 · praise · questions
4 replies
Thanks again goes to Brian. I joined. killdebt back August 25" to help my daughter with her case not thinking I was gonna need it for myself and low and behold I needed it for…
Keith
Jan 21, 2026
1 reply
I have sent set of discoveries and received late boilerplate objections with no explanations, irrelevant, burdensome and trade secret replies with stale, irrelevant and some wrong…
Sasha
Jan 21, 2026 · announcements
1 reply
New tool just rolled out today In My Briefcase > Documents Members can now use the briefcase to store their case documents, create folders and subfolders. Organize by list view or…
brian
Jan 20, 2026 · announcements
2 replies
Hey, I wanted to tell everyone of a new and exciting tab we just created. The " Cheat Sheet Generator." Now you can create a Cheat Sheet for any task you face whether going to…
brian
Jan 20, 2026 · questions · feedback
3 replies
These are AI instructions I am testing out with Parker GPT you may find them helpful or be able to come up with your own. AI instructions for Parker GPT 1. Focus on reviewing my…
Pro_sayer
Jan 19, 2026 · questions
4 replies
Does anyone know if there's a quick and simple way to prove that your vehicle contract was in fact securitized? I've spent hours combing through Ford SEC filings and searching xml…
Luke
Jan 18, 2026
2 replies
Recieved a summons from Midland Credit management’s legal council attempting to collect a debt. Found Brian on YouTube and signed up for the membership. Just filed an answer and…
Mrsanderson68
Jan 18, 2026 · feedback · questions
27 replies
I have been having conversations with both Killdebt.com 2.0 as well as Killdebt.ai 1.0 Its been quite an interesting experience. I have had to upload information several times for…
shwiefels
Jan 17, 2026 · questions
1 reply
Parker GPT thinks I have evidence of Mail merge litigation.
Pro_sayer
Jan 16, 2026 · questions
1 reply
1)When I respond to the discovery portion received from the plaintiffs attorney do I need to file my response with the clerk of courts (get it stamped)or do I just respond…
Eileen
Jan 14, 2026 · questions
0 replies
Have you ever asked the AI to prove or cite what it is referencing?
Pro_sayer
Jan 13, 2026 · questions · feedback
8 replies
So I'm dealing with the CapOne/Discover merger lawsuit. Through discovery (Discover Bank 8k) it's clear that Discover Card used securitization for the debt I owed prior to the…
Eileen
Jan 12, 2026
3 replies
I cannot believe what I am reading on the EDGAR site some of these 10k filings are out of control. Just sitting there in plain sight. The Exhibits I can't even begin. SMFH.
Pro_sayer
Jan 12, 2026 · feedback · questions
3 replies
So I filed an answer and a motion to dismiss on December 12th. I realize now I should have only filed the motion to dismiss. Sadly I trusted someone at the clerk of courts who…
Eileen
Jan 11, 2026 · questions
6 replies
I am being sued in small claims by a collection agency on a credit union debt. I am in garbage time and have sent a validation letter via certified mail. I have a copy of the suit…
oregon
Jan 10, 2026 · feedback · questions
4 replies
Has anyone here fought Midland after a conciliation case got appealed into District Court? Not denying the original credit card debt. The issue is whether Midland can prove…
RandyG
Jan 9, 2026 · questions
3 replies
how do I create a cheat sheet on an answer I filed using Killdebt 1.0. I'm working on 2 cases right now and only the second case has the option of creating a cheat sheet.
Steve
Jan 7, 2026 · praise · announcements
1 reply
Thank You for all the tools, experience and knowledge Brian Parker. Bank vs Me voluntary dismissal without Prejudice is a win in my book. I couldn't have hit it out of the park…
AaronD
Jan 7, 2026 · praise
1 reply
What an amazing resource. This will be my first time stepping into the court room. The learning I have done here is outmatched. Well worth the investment. Litigation reminds me of…
Pro_sayer
Dec 29, 2025 · questions
0 replies
I can usually tell what version of an AI tool I am using, is there a way to know what version I am using whether its Parker 1.0 or 2.0?
RandyG
Dec 28, 2025 · questions
2 replies
Hi everyone, I am new to the space and recently been served with a lawsuit from LVNV that was previously with resurgent is there a place that I load up the documents and can get…
Monica
Dec 19, 2025 · praise
1 reply
Hello, I join to help my Husman with case litigation against original creditors(attorneys was a debt collector). He filed an answer but didn’t include a counterclaim but all in…
JazzWinss
Dec 19, 2025 · questions
9 replies
Hello, I'm about to respond to a summons I was served. My question is should I be concerned when sending my signed copies of my Answer, Affidavit and Motion to Dismiss to the…
Eileen
Dec 8, 2025
1 reply
After the first month, I was ok with the content. I have been trying to cancel for a while, to no avail. I have been charged 3 times at $149 per month. I am ok paying for the…
mctarr
Dec 8, 2025
2 replies
I have 4 cases with LVNV AND NEED TO GET IT FILED by 12/03/25, where to start
KansasNotary
Dec 8, 2025 · questions
1 reply
I was wondering if there is any information on students loans and getting out of default with the department of education. Any information will be greatly appreciated. Thanks!!
jdiaz2
Dec 4, 2025 · questions
4 replies
AMEX Mediation playbook. I have a zoom soon for mediation with ZWICKER & ASSOC for my debt. If we do not agree can this be pushed out for a year or so before being resolved…
Debtfarmer
Dec 3, 2025 · questions
5 replies
Does anyone know the process AMEX and/or Zwicker goes through to be able to attach a verification affidavit to the Response for Admissions? Amex Custodian of Records signed an…
RDD
Dec 2, 2025 · questions
3 replies
I'm so glad to be a part of this community and so happy I stumbled upon Brian! My Situation The day before Thanksgiving I received a notice to appear from the State of Michigan…
bravegirl
Dec 1, 2025 · questions
1 reply
Wondering specifically if anyone had presented before him - especially vs. LVNV - and how it worked out.
bravegirl
Nov 19, 2025 · questions
2 replies
I'll be fight against the car dealership in TILA violations and breach of contract. I will keep everyone posted and updated throughout the process.
naterich74
Nov 18, 2025 · announcements
0 replies
This is your space to ask questions, share your wins, and connect with others on the same journey. Brian often pops in to answer and join the discussions🙂 Please keep things…
natalie
The forum comes with both plans, alongside the tools the people in it are using.