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Welcome to the ultimate resource for defending yourself against debt-collection lawsuits. Backed by 30 years of litigation experience in both state and federal courts, our platform provides:
- Step-by-step video tutorials on filing answers, preparing for court, and representing yourself in court appearances and with discovery.
- Ready-to-use documents for answers, settlement offers, validation letters, securitization letters and ID Theft and credit dispute letters, and more.
- Practical, proven strategies for responding to collection attempts and handling credit disputes and ID Theft.
- Learn how to negotiate debt settlements before or during litigation with validation, securitization, and dispute letters. See our videos on handling debt collector lawyers and how to take back control.
Our site grows daily, offering the latest attorney tested tools to boost your odds of success in your collection self-defense. Whether you’re up against a new lawsuit or trying to head off collection activity, we have the resources you need for confident, informed action to take on the bad guys.
Recent videos
Click to see the latest videos and documents below.
As of April 15, 2025, we are no longer making any new Full Length Videos available on YouTube. Now and as an added and exclusive perk, only Members here can view the Full Length Video. We will only have a mini video announcing the full length video without specifics and instructions on the YouTube Channel. That’s an added bonus and perk to members of the site. Thank you again for your investment in making this website all it can be. As always, please let me know anything you need or would like to see on the site or in a video-it is exclusive to you now.
Brian Parker

The Power of the FDCPA 1692e and 1692f Against Debt Collectors
Here, Brian introduces you to five sections of the FDCPA that you can use in your collection actions against debt collectors and creditors. Attached to the Long Form video on www.killdebt.com will be all the forms you need to take advantage of the FDCPA against the bad guys. Go get’ em.

5 Sections of the FDCPA to Fight the Debt Collector
Here, Brian introduces you to five sections of the FDCPA that you can use in your collection actions against debt collectors and creditors. Attached to the Long Form video on www.killdebt.com will be all the forms you need to take advantage of the FDCPA against the bad guys. Go get’ em.

How to Write a Response to a Summary Motion
Here, Brian presents you insight into the Full video he has created for you on how to Respond to a Summary Disposition Motion or Respond to a Motion for Summary Judgment.

Beating a Velocity Investments Collection Lawsuit
Here, Brian shows you what documents he uses in his cases to seek an elimination of the FinTech debt that debt buyers like Velocity Investments and Crown Asset Management claim to own with a bad chain of title and no proof of standing to sue. Just add your state law and facts to the defense and all the documents attached to the video. Use their own documents against them-and some of mine too. Good luck.

The Power of the FDCPA 1692e and 1692f Against Debt Collectors
Here, Brian introduces you to five sections of the FDCPA that you can use in your collection actions against debt collectors and creditors. Attached to the Long Form video on www.killdebt.com will be all the forms you need to take advantage of the FDCPA against the bad guys. Go get’ em.

5 Sections of the FDCPA to Fight the Debt Collector
Here, Brian introduces you to five sections of the FDCPA that you can use in your collection actions against debt collectors and creditors. Attached to the Long Form video on www.killdebt.com will be all the forms you need to take advantage of the FDCPA against the bad guys. Go get’ em.

How to Write a Response to a Summary Motion
Here, Brian presents you insight into the Full video he has created for you on how to Respond to a Summary Disposition Motion or Respond to a Motion for Summary Judgment.

Beating a Velocity Investments Collection Lawsuit
Here, Brian shows you what documents he uses in his cases to seek an elimination of the FinTech debt that debt buyers like Velocity Investments and Crown Asset Management claim to own with a bad chain of title and no proof of standing to sue. Just add your state law and facts to the defense and all the documents attached to the video. Use their own documents against them-and some of mine too. Good luck.

Your First Appearance with Midland Credit Management
Here, Brian gives you some tips on handling your first Court appearance with Midland Credit Management. Look for some good do’s and don’ts. Hope they help. Look for the Two Check Lists attached to the video.

American Express Identity Theft Solutions
Here, Brian introduces you to a real ID Theft case from AMEX and introduces you to the Attorney Tested tools he has his clients use to combat ID Theft and gives everything to you on the www.killdebt.com website. Act fast and follow the instructions to help you get on the offensive and not be a victim. Have people take you seriously with these documents. Timely Action Cures Fear. Start today!

Velocity Investments Loses Big Collection Lawsuit Appeal
In the video, Brian points out how Velocity failed to show how it received the ownership of the debt without two missing assignments. The judge at the lower level pretended that the missing assignments did not exist because defendant had not entered the documents as evidence. But Plaintiff has the burden of proof. Yet, the Judge ruled as though Defendant had not provided enough “admissible” evidence. Don’t ask…. The Circuit Court of Appeals saw the lack of assignments and ruled against the lower court and sent it back with instructions as to how it was to now look at the case. Welcome to two years of my life proving what the lower court refused to look at no matter what I said or showed. Don’t give up. Believe in your case.

3 Tips to Set Aside Defaults or Default Judgments
Here, Brian provides you with an excellent analysis of how to set aside defaults and default judgments and get back in the case. Whether it is based upon Federal or your State rules, it is all about timing. Remember TACF! This is an excellent video when you are defaulted through not fault of your own or if in some cases you may have ignored the lawsuit and got a default against you. If it is very early in the case, some states still allow you to set it aside because of the timing of the default-so don’t give up. Remember, TACF! Good luck.
Creditor Lawsuit Self-Defense
Being sued by the original creditor? Fight back! Click on the logos below for videos and legal templates to help you win.
How to Fight Debt Buyer Collection Lawsuits
Once a debt buyer buys your debt, the original creditor has no legal interest in the debt. Because the debt buyer now owns the debt, it has the right to sue you, or do they really? Find out how you can fight Debt Collection Lawsuits.
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Brian Parker
Hi, I am Brian Parker. My collection solutions leverage more than 30 years of rigorous legal battles and lawsuits against creditors and financial bad guys across various state and federal jurisdictions (I have seen it all). From insightful video tutorials and comprehensive course materials to a wealth of customizable legal documents, we equip you with battle-tested strategies to fortify your collection self-defense. Each video distills decades of legal wisdom and content into digestible, 10-30 minute segments, backed by a trove of research and practical tools (behind the curtain people rarely see), promising unmatched value for your membership investment.