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KILLDEBT.COM | KILLDEBT.AI

BECAUSE DEBT HAPPENS BUT HARASSMENT NEVER SHOULD!

Defend yourself against debt collection with confidence! Join now for expert tools, templates, and 24/7 step-by-step guidance.

Now, through our revolutionary AI-powered platform, KillDebt.ai, you have INSTANT ACCESS to my complete arsenal of battle-tested strategies. From instant document analysis and customizable legal template generation to my comprehensive library of 1,100+ legal documents and 274+ video tutorials, our ParkerGPT puts three decades of legal wisdom at your fingertips.

Each interaction delivers personalized guidance backed by real courtroom victories and practical tools (behind the curtain people rarely see), transforming how you approach debt collection defense and promising unmatched value for your membership investment.

FACING A COLLECTION LAWSUIT?

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Recent videos

Click to see the latest videos and documents below. 

Beating Midland Credit Management with the AI of ParkerGPT

Beating Midland Credit Management with the AI of ParkerGPT

Here, Brian shows you how his ParkerGPT at KillDebt.AI works for you to show you how to use it against a debt buyer like Midland Credit Management, Inc. Great stuff to beat the bade guys or settle your debt with the quick document creation. Go get’em.

The Debt Collector Does Not Own Your Debt-UHG I, LLC

The Debt Collector Does Not Own Your Debt-UHG I, LLC

Here, Brian shows us a couple of ways to combat a UHG I, LLC Lawsuit and beat them with their own documents and bad chain of title. It’s all you need to create a winning Answer the lawsuit and create your Counter Affidavit. Slay the Dragon with its own sword and used their documents against them. Go get ’em.

Case Study of a Win Against LVNV by a Person Without an Attorney

Case Study of a Win Against LVNV by a Person Without an Attorney

Here is Brian’s First Case Study Video analyzing a member’s win against LVNV, where we see how the member broke down the documents against her to create a great Answer and Counter Affidavit. This was necessary to create leverage and win. See all the documents member used plus a great synopsis of a chain of title for you to employ to beat their proofs. Good Luck.

Beating Midland Credit Management with the AI of ParkerGPT

Beating Midland Credit Management with the AI of ParkerGPT

Here, Brian shows you how his ParkerGPT at KillDebt.AI works for you to show you how to use it against a debt buyer like Midland Credit Management, Inc. Great stuff to beat the bade guys or settle your debt with the quick document creation. Go get’em.

The Debt Collector Does Not Own Your Debt-UHG I, LLC

The Debt Collector Does Not Own Your Debt-UHG I, LLC

Here, Brian shows us a couple of ways to combat a UHG I, LLC Lawsuit and beat them with their own documents and bad chain of title. It’s all you need to create a winning Answer the lawsuit and create your Counter Affidavit. Slay the Dragon with its own sword and used their documents against them. Go get ’em.

Case Study of a Win Against LVNV by a Person Without an Attorney

Case Study of a Win Against LVNV by a Person Without an Attorney

Here is Brian’s First Case Study Video analyzing a member’s win against LVNV, where we see how the member broke down the documents against her to create a great Answer and Counter Affidavit. This was necessary to create leverage and win. See all the documents member used plus a great synopsis of a chain of title for you to employ to beat their proofs. Good Luck.

Beat Capital One on a Discover Debt They Can’t Sue On – Not Their Debt

Beat Capital One on a Discover Debt They Can’t Sue On – Not Their Debt

Here, Brian shows you how the recent sale of Discover Bank to Cap One that results in Cap One showing up to sue people on the Discover Bank opens up great opportunities for you to win your discover/ Capone cases. Upset the Apple Cart approaches pointing out how they can’t possibly have the ownership rights to sue you on the old Discover debt. Good documents attached to the killdebt.com website for you to use. Go get’em.

Being Sued for a Debt? Five Part Plan to Beat the Collector

Being Sued for a Debt? Five Part Plan to Beat the Collector

Here, Brian puts together five recent videos into one video for you to properly defend against a debt collector and debt collection lawsuit. This is just about all you need to beat the debt collector into the settlement you want. Good luck.

Removal vs. Remand in Federal Court: What You Must Know

Removal vs. Remand in Federal Court: What You Must Know

Here, Brian goes over the concept of Removal and Remand in conjunction with the last video on Booze v Ocwen in the 11th Circuit Court. You will learn when to use or lose Remand or Removal and how it impacts your collection case. Good luck.

Being harassed by a Debt Collector? Or are you being sued on a debt?

If you are being sued by the original creditor or a debt buyer, STOP THE ANXIETY! FIGHT BACK!

Bank of America Barclays Capital One Citibank Chase - J.P.Morgan Discover Velocity Midland Credit Management LVNV Funding Portfolio Recovery Associates Absolute Resolution Corp Crown Asset Management AIM Cavalry Credit Corp Solutions Galaxy International Purchasing Jeferson Capital Marcus by Goldman Sachs SoFi unifund United Holding Group Bank of America Barclays Capital One Citibank Chase - J.P.Morgan Discover Velocity Midland Credit Management LVNV Funding Portfolio Recovery Associates Absolute Resolution Corp Crown Asset Management AIM Cavalry Credit Corp Solutions Galaxy International Purchasing Jeferson Capital Marcus by Goldman Sachs SoFi unifund United Holding Group Bank of America Barclays Capital One Citibank Chase - J.P.Morgan Discover Velocity Midland Credit Management LVNV Funding Portfolio Recovery Associates Absolute Resolution Corp Crown Asset Management AIM Cavalry Credit Corp Solutions Galaxy International Purchasing Jeferson Capital Marcus by Goldman Sachs SoFi unifund United Holding Group Bank of America Barclays Capital One Citibank Chase - J.P.Morgan Discover Velocity Midland Credit Management LVNV Funding Portfolio Recovery Associates Absolute Resolution Corp Crown Asset Management AIM Cavalry Credit Corp Solutions Galaxy International Purchasing Jeferson Capital Marcus by Goldman Sachs SoFi unifund United Holding Group

Welcome to the ultimate resource for defending yourself against debt-collection lawsuits.

Our platform is designed to help you fight credit card debt, learn how to answer a summons, and access proven debt lawsuit help strategies without hiring a lawyer. Backed by 30 years of litigation experience in both state and federal courts, we provide:

Step-by-Step Legal Tutorials

Your membership includes a full library of step-by-step video lessons designed to help you defend yourself with confidence. Learn how to file a proper Answer to a debt collection lawsuit, prepare for court, respond to discovery requests, and represent yourself effectively—all explained in simple, actionable language.


Ready-to-Use Legal Documents

Gain unlimited access to over 1,200 downloadable legal templates created from real courtroom cases. These include Answers to Complaints, Settlement Offer Letters, Debt Validation Requests, Securitization Challenge Letters, Identity Theft Affidavits, and Credit Dispute Letters. Each document is easy to customize for your personal situation.


Proven Debt Defense and Credit Strategies

Get practical, battle-tested strategies to stop debt collectors, protect your credit, and assert your legal rights. You’ll learn how to properly respond to collection attempts, challenge inaccurate credit reports, and raise powerful legal defenses such as lack of standing, improper chain of title, and FDCPA violations.


Smarter Debt Settlement Tactics

We’ll show you how to negotiate better settlements using the right legal tools. With validation, dispute, and securitization letters, you can apply pressure that often leads to more favorable outcomes, whether you’re just starting or already in litigation.


Handling Debt Collection Law Firms

Watch exclusive video breakdowns on how to handle aggressive debt collection attorneys. These insights are drawn from Brian Parker’s 30+ years of courtroom experience and will show you how to stay calm, take control, and avoid costly mistakes when facing legal threats.

What is KillDebt.AI?

KillDebt.ai puts 30+ years of debt defense experience directly into your hands through ParkerGPT, an AI-powered legal assistant built from Brian Parker’s real courtroom strategies and the actual documents he’s used to win cases.

Whether you’re facing a lawsuit or just received a collection letter, you can chat with ParkerGPT anytime—ask questions, upload documents, and generate Brian’s tested responses like Answers, Debt Validation Letters, and more.

No expensive hourly fees. No $10,000 minimums. Just clear, reliable guidance designed to help you fight back smarter and stay in control.

What is included in a subscription plan?

The Unlimited Plan gives you round-the-clock access to a complete legal self-defense system—designed to help you take on debt collectors, credit reporting issues, and lawsuits with confidence.

  • 🎥 350+ Instructional Videos
    Watch concise, practical videos (10–30 minutes each) that break down proven legal strategies from Brian Parker’s 30+ years of courtroom experience.

  • 📄 1,200+ Legal Documents, Templates & Letters
    Instantly access a full library of ready-to-use legal forms—Answers, Motions, Debt Validation Letters, and more—crafted by a real consumer law attorney.

  • 🔄 Weekly Updates
    Get new content added every week, including fresh videos, updated documents, and strategy breakdowns based on current legal trends.

  • 💬 Private Member Forum
    Ask questions and connect with Brian Parker and fellow members for peer and expert support in a private, member-only space.

  • 🧰 Powerful Self-Help Tools
    Step-by-step guides, checklists, and timelines to help you defend yourself against collectors and legal threats.

Want Even More Power? Upgrade for Access to KillDebt.ai

(will be available 7/2025)

By upgrading your membership, you unlock full access to ParkerGPT on KillDebt.ai—your personal legal assistant built from Brian Parker’s actual courtroom strategies and documents.

  • 🤖 Chat with ParkerGPT 24/7
    Get instant answers, strategy breakdowns, and document guidance—right when you need it most.

  • 📎 Upload & Analyze Legal Documents
    Summons? Complaint? Collection letter? Upload and get expert-level analysis and a plan of action in seconds.

  • ✍️ Auto-Generate Customized Legal Responses
    Create Answers, affidavits, and validation letters tailored to your case using Brian’s actual templates and arguments.

  • 🧠 Your Legal Coach in Your Pocket
    Like having Brian by your side—helping you respond, strategize, and prepare documents, anytime, anywhere.

What makes ParkerGPT different from ChatGPT?
  • 🧠 Expert Help—Exactly When You Need It
    No waiting, no scheduling—access 30+ years of hard-won legal wisdom on your terms, 24/7.

  • 📎 Don’t Wonder What That Letter Means—Know
    Upload your court summons or collection letter and get instant clarity on what it really says and what to do next.

  • ✍️ Turn Fear Into Action
    Quickly generate the legal documents you need—Answers, affidavits, debt validation letters—based on real templates Brian has used to fight and win.

  • 📚 Finally Understand What’s Happening
    Step-by-step guidance that breaks down confusing legal jargon and gives you real, tactical options.

  • 💡 Protect Yourself Without Breaking the Bank
    One affordable subscription gives you ongoing access—no surprise fees, no retainers, no gatekeeping.

  • 🚫 Avoid the Mistakes That Cost People Thousands
    Don’t accidentally reset the statute of limitations or say the wrong thing—ParkerGPT helps you respond the right way, right now.

  • 📍 Built for Real Cases, Real People, Real Results
    These are not generic templates—they’re drawn from real court wins. You’ll get tailored support and jurisdiction-specific guidance every step of the way.

How to Take Control of Your Debt Lawsuit in Minutes

Select the optimal, budget-friendly solution for your collection and credit issues from our extensive library of videos, legal templates, courses, and self-tailored responses to collection lawsuits, discovery, court appearances.

Subscriptions

Monthly, Quarterly and Annual Subscriptions

eBooks

A Guide to Collection Self Defense

Coaching

Hourly Debt Collection Coaching with Brian Parker

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