I am in Memphis TN- Velocity filed a judgement

Community Self Defense Q&ACategory: General CommentsI am in Memphis TN- Velocity filed a judgement
Mrs. Opal Thompson asked 3 days ago

I received a judgement from Velocity last year. They took me to court, I made one payment and they made it so hard to keep up with payment info, I would forget, and they came after me, but this debt was over 7 years old. Long story short they ended up sending garnishment documents. I immediately borrowed the over 8,000 and paid it off before it started garnishing my paycheck. I sent them proof, and they still ended up garnishing one payment over 500.00 from my paycheck. I didnt have it, that would have bankrupted me as I was already month to month and trying to stay above water. After after about 4 months I got that payment back, but I need my 8,000 plus money back. Do you think I would qualify to sue them.

1 Answers
Brian Parker Staff answered 3 days ago

If the Judgment was one where you did not answer the lawsuit and then you stopped paying on a payment plan, I am not seeing where you would have an action to say Velocity did something wrong when you affirmed their judgment with a payment plan agreement instead of timely fighting it. Sorry about that. BPP