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How to Take Control of Your Debt Lawsuit in Minutes
Recent videos
Click to see the latest videos and documents below.
Charging Convenience Fees Illegal under the FDCPA in the 11th Cir. Court of Appeals
Here Brian introduces you to a new FDCPA Opinion out of the 11th Circuit Court of Appeals making the charging of Pay To Pay convenience fees illegal under the FDCPA. Could open the door for you in cases where you have had to pay to make a payment online. Check it out.
Ignorance ≠ Defense: New FDCPA Bombshell Case in 7th Circuit Court of Appeals
Here, Brian breaks down a recent Court of Appeals decision for consumers under the FDCPA and FCRA that examines the legal consequences of not following federal law when a consumer disputes a debt on their credit report. This is a long video but full of exciting concepts and tactics for you to use. Go get’em.
Beating LVNV Funding on Appeal (Big Win)
Here, Brian shows you how he beat LVNV on Appeal on a case where the court was clearly wrong and the ownership documents of LVNV were s**t. Lot of attachments to the video on killdebt.com for you. Go get ’em.
Pro Tips to Create a Winning Consent Order Settlement in Collection Cases
Here, Brian shows you the ins and outs of creating a Consent Order settling a case. Check out the “Pocket Judgment.” Should all be in writing. Remember, it is a contract and you can agree to include anything with both sides’ agreement. Consider using the tips Brian shows you and use the Consent Order Check List and Show Notes on www.killdebt.com Go get’em.
Using The Statute of Frauds To Win Your Collection Case
Here, Brian shows you an old statute that has new importance in beating the debt collector using their own documents against them. It must be in writing and with an authorized signature to be a part of the assignment chain of title. Great letter and Statute of Frauds Check List Attached to this video on www.killdebt.com. Go get’em.
Shredding a Collection Lawsuit-Five Fatal Flaws To Use in Court
Here, Brian shows you that even the wrong name of a Plaintiff is enough to kill the collection case. On top of that, show the court all the flaws in the lawsuit of the Collector in your Answer or a Motion Dismiss. Use their documents against them for Leverage to get the best settlement of the case that 9 out of 10 Collection Defendant’s don’t know about. Good luck.
The Fair Credit Billing Act (FCBA) and Freezing Collections Cases
Here, Brian introduces you to the Fair Credit Billing Act (FCBA) and the significant ways you can freeze and settle the creditor case against you. Brian introduces another letter for you, the “FCBA Dispute Letter” to send before or after the lawsuit against you starts and tie the case and the collector up with more good faith defenses. Has a great FCRA component to it too. Get some!
How Jack Crushed Citibank and You Can Too!
Here, Brian shows you a Member’s use of killdebt.com to fight and go after Citibank after they sued him on a debt and lawsuit they were not proving under federal and state claims. It is a unique insight into a member’s use of the templates and state law to not only defend a lawsuit from Citibank but also sue them in a counterclaim. All about leverage and liability. Go get them.
Cross Claim Leverage in a Debt Collection Lawsuit
Here, Brian introduces you to the little used legal construct of Cross Claims in Debt Collection Lawsuits. Great way to make sure the right person is on the hook and give yourself leverage in a case where you had no real liability or there is no proof. Rarely used but very powerful, even for debt buyers suing their Assignors. Hope it helps, go get ’em.
How to Write a Counterclaim to a Debt Collection lawsuit
Here, Brian shows us how he writes a counterclaim using the documents filed against the debtor and all the work you did in your Answer and Affirmative Defenses and Counter Affidavit. Same Preliminary Statement and violations by the debt collector from your Answer plunk right into the Counterclaim. Easy Peezy. Just follow your state law and facts. Go get ’em.
How to Flip Bank of America’s Lawsuit
Here, Brian shows you how to combat a Bank of America lawsuit (or any creditor lawsuit) with a look at the documents or lack of support supplied by the creditor in its paper-thin pleadings. We take you through a paragraph-by-paragraph review to answer each argument made by the creditor and top it off with the affirmative defenses, preliminary statement and counter affidavit. Hope this helps you in your creditor, self defense.
Kill Zombie Debt Collection
Here, Brian introduces you to the billion-dollar industry known as “zombie debt collection” that finds its way to our credit reports and in our lives to reek havoc on our finances. There are ways to kill the zombie debt collection and Brian shows you a number of simple steps to fight back or prevent it from happening to you.
Being harassed by a Debt Collector? Or are you being sued on a debt?
If you are being sued by the original creditor or a debt buyer, STOP THE ANXIETY! FIGHT BACK!
Welcome to the ultimate resource for defending yourself against debt-collection lawsuits.
Our platform is designed to help you fight credit card debt, learn how to answer a summons, and access proven debt lawsuit help strategies without hiring a lawyer. Backed by 30 years of litigation experience in both state and federal courts, we provide:
Step-by-Step Legal Tutorials
Your membership includes a full library of step-by-step video lessons designed to help you defend yourself with confidence. Learn how to file a proper Answer to a debt collection lawsuit, prepare for court, respond to discovery requests, and represent yourself effectively—all explained in simple, actionable language.
Ready-to-Use Legal Documents
Gain unlimited access to over 1,200 downloadable legal templates created from real courtroom cases. These include Answers to Complaints, Settlement Offer Letters, Debt Validation Requests, Securitization Challenge Letters, Identity Theft Affidavits, and Credit Dispute Letters. Each document is easy to customize for your personal situation.
Proven Debt Defense and Credit Strategies
Get practical, battle-tested strategies to stop debt collectors, protect your credit, and assert your legal rights. You’ll learn how to properly respond to collection attempts, challenge inaccurate credit reports, and raise powerful legal defenses such as lack of standing, improper chain of title, and FDCPA violations.
Smarter Debt Settlement Tactics
We’ll show you how to negotiate better settlements using the right legal tools. With validation, dispute, and securitization letters, you can apply pressure that often leads to more favorable outcomes, whether you’re just starting or already in litigation.
Handling Debt Collection Law Firms
Watch exclusive video breakdowns on how to handle aggressive debt collection attorneys. These insights are drawn from Brian Parker’s 30+ years of courtroom experience and will show you how to stay calm, take control, and avoid costly mistakes when facing legal threats.
What is KillDebt.AI?
KillDebt.ai puts 30+ years of debt defense experience directly into your hands through ParkerGPT, an AI-powered legal assistant built from Brian Parker’s real courtroom strategies and the actual documents he’s used to win cases.
Whether you’re facing a lawsuit or just received a collection letter, you can chat with ParkerGPT anytime—ask questions, upload documents, and generate Brian’s tested responses like Answers, Debt Validation Letters, and more.
No expensive hourly fees. No $10,000 minimums. Just clear, reliable guidance designed to help you fight back smarter and stay in control.
What is included in a subscription plan?
The Unlimited Plan gives you round-the-clock access to a complete legal self-defense system—designed to help you take on debt collectors, credit reporting issues, and lawsuits with confidence.
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🎥 350+ Instructional Videos
Watch concise, practical videos (10–30 minutes each) that break down proven legal strategies from Brian Parker’s 30+ years of courtroom experience. -
📄 1,200+ Legal Documents, Templates & Letters
Instantly access a full library of ready-to-use legal forms—Answers, Motions, Debt Validation Letters, and more—crafted by a real consumer law attorney. -
🔄 Weekly Updates
Get new content added every week, including fresh videos, updated documents, and strategy breakdowns based on current legal trends. -
💬 Private Member Forum
Ask questions and connect with Brian Parker and fellow members for peer and expert support in a private, member-only space. -
🧰 Powerful Self-Help Tools
Step-by-step guides, checklists, and timelines to help you defend yourself against collectors and legal threats.
Want Even More Power? Upgrade for Access to KillDebt.ai
(will be available 7/2025)
By upgrading your membership, you unlock full access to ParkerGPT on KillDebt.ai—your personal legal assistant built from Brian Parker’s actual courtroom strategies and documents.
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🤖 Chat with ParkerGPT 24/7
Get instant answers, strategy breakdowns, and document guidance—right when you need it most. -
📎 Upload & Analyze Legal Documents
Summons? Complaint? Collection letter? Upload and get expert-level analysis and a plan of action in seconds. -
✍️ Auto-Generate Customized Legal Responses
Create Answers, affidavits, and validation letters tailored to your case using Brian’s actual templates and arguments. -
🧠 Your Legal Coach in Your Pocket
Like having Brian by your side—helping you respond, strategize, and prepare documents, anytime, anywhere.
What makes ParkerGPT different from ChatGPT?
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🧠 Expert Help—Exactly When You Need It
No waiting, no scheduling—access 30+ years of hard-won legal wisdom on your terms, 24/7. -
📎 Don’t Wonder What That Letter Means—Know
Upload your court summons or collection letter and get instant clarity on what it really says and what to do next. -
✍️ Turn Fear Into Action
Quickly generate the legal documents you need—Answers, affidavits, debt validation letters—based on real templates Brian has used to fight and win. -
📚 Finally Understand What’s Happening
Step-by-step guidance that breaks down confusing legal jargon and gives you real, tactical options. -
💡 Protect Yourself Without Breaking the Bank
One affordable subscription gives you ongoing access—no surprise fees, no retainers, no gatekeeping. -
🚫 Avoid the Mistakes That Cost People Thousands
Don’t accidentally reset the statute of limitations or say the wrong thing—ParkerGPT helps you respond the right way, right now. -
📍 Built for Real Cases, Real People, Real Results
These are not generic templates—they’re drawn from real court wins. You’ll get tailored support and jurisdiction-specific guidance every step of the way.
