Pricing
Fight back on your terms.
Pick the plan that fits the fight ahead.
KillDebt Basic
Everything you need to research the case, draft what you file, and keep it all in one place.
$175/month
Or $349 a quarter, about $116 a month.
Start with BasicWhat you get
- ParkerGPT, with your case remembered between sessions
- Answers, letters, discovery and motions, drafted for you to file
- Case Searcher, Rules Searcher and Securitization Searcher
- Cheat Sheets built for your case
- Briefcase, file drive and a calendar that emails your deadlines
- The full library and the member community
KillDebt Pro
Everything in Basic, plus Court Tester, 20% off every Debt Doc Audit, and priority support.
$229/month
Or $459 a quarter, about $153 a month.
Start with ProEverything in Basic, plus
- Court TesterA simulated courtroom. Argue against an AI judge and get cross-examined before the real date.
- 20% off every Debt Doc AuditA standing 20% off the $297 audit, on every audit you ever order.
- Priority supportYour ticket goes to the front of the queue.
Start in minutes
There is no sales call, no intake queue and nothing to approve. You pay and the tools open.
Locked in rate
We keep adding tools, and the price may rise with them. Yours does not.
Leave when you want
No phone call or support ticket required. Cancel from your account at any time.
Available separately
Two things you can buy without subscribing.
Neither needs a plan. If you cannot carry a monthly cost right now, these are the honest way in, and a subscription changes only one thing about them: Pro takes 20% off every audit.
Debt Doc Audit
$297Send us the paperwork the collector filed. You get back a written report on what it actually proves, and what it does not.
- Every document read against the chain of assignment
- Written findings you can quote in your own filing
- Optional $35 rush, back in as little as 48 hours
- Members on Pro take 20% off, every time
No subscription needed.
Consultations
Starts at $175One-to-one time with Brian Parker on your own case. Bring the complaint, the deadline and the questions you cannot get past.
- Fifteen, thirty or sixty minutes, on your case only
- Bring your documents and your draft
- Education, not representation
No subscription needed.
From members
Is it worth the money?
Our members’ results. Every case is different and results vary. Read more user experiences here.
Brian Parker and KillDebt.com are a game changer for the little guy. No more just getting railroaded by defaults and debt collectors taking advantage of people’s hard times. The videos alone are worth the subscription, but he also provides concise templates of the legal documents you will need to defend yourself and put the debt collectors on their heels. A whole library of Word docs so you can plug and play with your specifics. Literally priceless. Thanks Brian!
Once I got on the site, it is a treasure trove of help.
So far it has helped me draft an answer, interrogatories and a request for discovery, and an answer to a motion for summary judgment. I just uploaded the summons, it asked some questions, and it generated my answer. Obviously you review it yourself, but it is worth every penny.
I did not know how to handle the debt collector harassment. The service gave me the tools and explained step by step how to respond and protect myself. I felt stronger and more confident. It helped me take control of the problem and beat it. The price is very worth it.
Thanks to ParkerGPT, I won two cases against LVNV that were heard concurrently in Circuit Court after I lost in District Court. After the loss I was devastated, but I subscribed and got the help I needed to appeal and prepare for my case. Today I learned the judge ruled in my favor and ordered LVNV to pay for my District Court filing fees.
Got a collection letter and felt stuck. Their tools and guides made it simple to respond without paying for a lawyer. The templates made it easy to reply and the steps were clear. It saved me time and stress. Glad I found this. This is worth it.
Yes, either direction, from your account. The change takes effect at your next billing date, so you keep the access you already paid for.
Yes. Upgrade whenever you want Court Tester or the audit discount, and drop back to Basic when you do not. Neither move costs a fee.
You do not have to cancel to stop paying the full rate. Ask support about the Archive plan: a low-cost, read-only tier that keeps your account and everything in it while nothing is happening in your case. When it picks up again, you come back to the tools.
Access runs to the end of the period you already paid for, then stops. Cancel from your account. There is no phone call and no retention script.
No. Both are bought on their own. A Pro subscription takes 20% off every audit.
The research covers every state, and Rules Searcher carries the civil procedure rules for yours. What differs by state is the deadline and the local filing practice, and the tools are built to ask you which court you are in before they draft anything.
No. KillDebt sells education and software to people representing themselves. We do not give legal advice, we do not appear for you, and nothing you buy here creates an attorney-client relationship.
Your plan can change. Your deadline cannot.
Whichever plan you pick, you can switch it, step down, or leave. The deadline on your papers does none of those things.