What Is the UCC and Why It Matters in Debt Defense and Repossession Cases

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What Is the UCC and Why It Matters in Debt Defense and Repossession Cases

Includes Full-Length Instructional Video, Document Downloads, Key Points & Practical Strategies

This comprehensive analysis reveals how the Uniform Commercial Code (UCC) serves as a powerful defense tool against debt collectors and in repossession cases. Attorney Brian Parker explains that the UCC doesn’t actually exist as federal law – it’s a model code adopted differently by each state, making your state’s commercial code the actual governing law. The video focuses on UCC Articles 3 (negotiable instruments) and 9 (secured transactions) as the primary weapons for debt defense.

Key strategies include challenging incomplete chains of title, demanding proof of proper assignments between debt buyers, and exploiting missing documentation in security agreements. Parker emphasizes that while debtors cannot challenge assignments between third parties, they can demand complete proof of ownership and challenge standing when assignments are missing from the chain. The presentation includes practical applications for car repossession defenses, deficiency judgment cases, and validation letter strategies that combine FDCPA rights with UCC documentation requirements.

Documents included with this video:

  • UCC Debt Defense Strategy Guide
    Comprehensive guide showing how to use UCC Articles 3 and 9 to challenge debt collectors and defend against collection lawsuits through assignment and documentation challenges.

  • Debt Validation Letter UCC Documentation Template
    Comprehensive debt validation letter template combining FDCPA rights with UCC documentation requirements to challenge debt collectors’ standing and ownership proof.

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Your purchase or use of our content or forms again does not create an attorney-client relationship. Though Brian Parker is a proud member of the State Bars of Florida and Michigan, this is a source of research and insight into how Brian Parker’s mind operates and how he perceives the practice of law when it is used for the benefit of victims Mr. Parker has represented in the past.

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Hi, I am Brian Parker. My collection solutions leverage more than 30 years of rigorous legal battles and lawsuits against creditors and financial bad guys across various state and federal jurisdictions (I have seen it all). From insightful video tutorials and comprehensive course materials to a wealth of customizable legal documents, we equip you with battle-tested strategies to fortify your collection self-defense. Each video distills decades of legal wisdom and content into digestible, 10-30 minute segments, backed by a trove of research and practical tools (behind the curtain people rarely see), promising unmatched value for your membership investment.