Verbal Defense Tips Against Debt Collectors

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Verbal Defense Tips Against Debt Collectors

Includes Full-Length Instructional Video, Document Downloads, Key Points & Practical Strategies

Attorney Brian Parker provides essential verbal defense strategies for handling debt collector phone calls, emphasizing the critical importance of disputing debts verbally to trigger Fair Credit Reporting Act protections. The video demonstrates how saying ‘I dispute the debt’ activates Section 623A3 requirements, forcing collectors to report disputes to credit bureaus and potentially stopping negative credit score impacts. Parker illustrates the severe consequences of improper responses through a real case where a client’s $200 payment led to over $10,000 in litigation costs, showing how verbal admissions can create binding agreements that complicate debt defense strategies. The content emphasizes taking control of collector conversations, understanding Mini-Miranda warnings, and avoiding statements that can be used against consumers in court proceedings.

Documents included with this video:

  • Debt Collection Letter Analysis and Phone Defense
    Master debt collection letter analysis and phone call strategies using FDCPA protections. Learn professional validation techniques that debt collectors struggle to fulfill.
  • CFPB Model Debt Validation Notice Template
    Official CFPB template showing exactly how debt collectors must format validation notices. Essential for understanding your rights and identifying non-compliant collection practices.

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Hi, I am Brian Parker. My collection solutions leverage more than 30 years of rigorous legal battles and lawsuits against creditors and financial bad guys across various state and federal jurisdictions (I have seen it all). From insightful video tutorials and comprehensive course materials to a wealth of customizable legal documents, we equip you with battle-tested strategies to fortify your collection self-defense. Each video distills decades of legal wisdom and content into digestible, 10-30 minute segments, backed by a trove of research and practical tools (behind the curtain people rarely see), promising unmatched value for your membership investment.