The Rise of Debt Collection Lawsuits

The Rise of Debt Collection Lawsuits
Includes Full-Length Instructional Video, Document Downloads, Key Points & Practical Strategies
Debt collection lawsuits have surged 120% since 2019, driven by AI-powered filing systems, the end of pandemic-era government support, inflation, and increased credit balances. Major debt buyers like LVNV Funding have tripled their filings, with 70% of cases resulting in default judgments against unrepresented defendants who fail to respond. The video reveals how debt collectors are leveraging artificial intelligence to file thousands of cases with fewer employees, creating an unprecedented wave of litigation targeting consumers who often don’t recognize the debt buyer’s name and ignore the lawsuit. The content provides a comprehensive defense strategy using AI-powered tools to fight back, including proper lawsuit response procedures, debt validation techniques, and the critical importance of avoiding default judgments that lead to wage garnishment, bank account seizure, and asset hearings. The analysis includes data from seven states showing Connecticut, Minnesota, North Dakota, and Texas have returned to pre-pandemic filing levels, with frequent filers dominated by debt buyers rather than original creditors, making proper defense strategies essential for consumers facing these sophisticated collection operations.
Documents included with this video:
- Debt Collection Lawsuits Are Rising. Here’s What to Do to Fight Back. – The New York Times.pdf
- Debt Collection Surging SHOWNOTES.pdf
- Michigan Justice for All Study of Collection Lawsuits.pdf
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Hi, I am Brian Parker. My collection solutions leverage more than 30 years of rigorous legal battles and lawsuits against creditors and financial bad guys across various state and federal jurisdictions (I have seen it all). From insightful video tutorials and comprehensive course materials to a wealth of customizable legal documents, we equip you with battle-tested strategies to fortify your collection self-defense. Each video distills decades of legal wisdom and content into digestible, 10-30 minute segments, backed by a trove of research and practical tools (behind the curtain people rarely see), promising unmatched value for your membership investment.