Lizazelle asked 7 hours ago
Hi there, I found Brian through the big red video platform by searching for credit card securitization and was impressed by the videos there. There are lots of lawyer things out there, and they are weaksauce, like "pay your debts!""negotiate!" etc, but none calling out the underlying (pun indended) issues with the whole process.
Here's something I can't find here: I filed my answer in a lawsuit with a British Bankcard using Delaware as their corporate entity, and at last hearing the judge ordered that we "meet and confer" and that I file that I have done so within 10 days. I was trying to figure out what to do next, and and yesterday I received a letter from BritishBankcard's lawyers with what appears to be preliminary discovery questions about my "account" (Yes, there's no mention of the four-letter word "debt" there. ).
Meet and Confer: https://courts.ca.gov/cms/rules/index/three/rule3_724
I have already administratively defaulted this particular bank through 3 separate debt collection agencies with a three-part discovery process and all they sent me was account statements. No original contract with my signature, no notarized statement by anyone with evidence of his interest in the alleged transcaction, nor source of the alleged funds.
Should I even answer these interrogatories over first class mail, or would that be harming things? I was thinking of sending my notarized debt validation default letters, because that would satisfy Rule 3.724. Duty to meet and confer (1), as in: they never validated the debt (produced any documentation I asked for).
Anyway, nice resources here! I'm planning on going on a download binge after I hit SUBMIT.
