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Is Parker GPT right about this?

Community Self Defense Q&A › Category: General Comments › Is Parker GPT right about this?

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Eva Tompkins asked 17 hours ago

I asked Parker GPT (killdebt.ai) to draft Requests For Admissions to the Plaintiff original creditor, Bank of America, and it generated Requests For Admission that mention "true sale" transactions -- is this a real thing with securitization of the debt by the original creditor, or is the AI conflating my case with a "debt buyer" case? I have not seen anything in the SEC or BOA Investor Relations documents that mention "true sale". If BOA has douments that mention "true sale", what are they?

Here are two examples of what Parker GPT generated:

"Admit that Bank of America, N.A. has disclosed in its SEC filings that it transfers credit card receivables to off-balance-sheet trusts through "true sale" transactions."

"Admit that Bank of America, N.A. has disclosed in its SEC filings that when credit card receivables are securitized through "true sale" transactions, ownership of those receivables transfers to the securitization trust."

Thanks in advance for your response, Brian.

Sincerely,

Eva

1 Answers

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Brian Parker Staff answered 16 hours ago

In a sense, I can't talk for ParkerGPT though it is my intellectual property. 🙂 But how I handle something like that when there is ambiguity or a term I do not recognize is to go deeper and ask for a definition. Also, the new "enhance" button should be helpful here. Give it a shot and let me know what happens. BPP