Hello, I have a pending case filed against me by American Express. County Clerk stated no case date has been set yet. I do not have the financial means to pay the debt. Do I need to contact Amex about the debt to see if there is a resolution prior to the case being set in court or do I wait for the court summons/court date to be issued? Thank you.
I can’t give you legal advice but practically speaking, you need to put yourself into the best possible position to get the best deal. That starts with answering the complaint first so they can’t default you and you lose your bargaining position. Get together all the debts and things that put you in this situation and turn this negative situation into a positive: When you negotiate, show they can’t get blood from a stone. I have tons of documents on this. I have done a ton of videos also on settling from strengh and they are all in ParkerGPT. It is there to help you create and file the Answer and CounterAffidavit which is your first move in gaining control. ParkerGPT even has lots of information imbedded showing you how to settle a debt with a “headset Harriet” or a collection attorney. Education is the key here and ParkerGPT shortens the time to get up to speed and take control. Use the RocketShip prompt to fine tune your request for your best result. Good luck.