Privacy Policy

Effective Date: 7/1/2025

KillDebt.com and KillDebt.ai (“we,” “our,” or “us”) are committed to protecting your privacy and safeguarding your personal information. This Privacy Policy explains how we collect, use, disclose, and protect information from our members, visitors, and business partners.

1. Information We Collect

We collect the following types of information:

a. Information You Provide Directly

  • Name, email address, mailing address, and phone number

  • Billing and payment details (processed through secure, PCI-compliant providers)

  • Account login credentials

  • Uploaded documents, templates, or case files you provide to our AI tools

  • Forum posts, support tickets, and communications with our team

b. Information Collected Automatically

  • IP address, browser type, and device information

  • Usage data, including pages visited, features used, and time spent on the platform

  • Cookies and similar tracking technologies for authentication and analytics

c. Information from Business Customers

  • Business name, contact details, and billing information

  • Authorized user accounts and access permissions

2. How We Use Your Information

We use the information we collect to:

  • Provide and improve our services, including AI-powered legal guidance

  • Process payments and manage memberships

  • Respond to inquiries and support requests

  • Customize and enhance the user experience

  • Send account updates, legal resources, and educational content (you may opt out at any time)

  • Maintain the security and integrity of our platforms

3. AI Document Privacy

Any documents you upload to KillDebt.ai for analysis are private and never shared with other users. Uploaded content is stored securely, used only for your requested analysis, and is not added to any shared AI training database.

4. How We Protect Your Information

We implement industry-standard security measures, including:

  • SSL/TLS encryption for all data in transit

  • Encryption at rest for stored documents and sensitive information

  • Access controls to limit data access to authorized personnel only

  • PCI-compliant payment processing (we do not store credit card details)

  • Routine security audits and monitoring for unauthorized access

5. Sharing of Information

We do not sell, rent, or trade your personal information. We may share limited information only when:

  • Required by law, legal process, or government request

  • Necessary to protect our rights, users, or the public

  • In connection with a business transfer (e.g., merger, acquisition) with appropriate safeguards

6. Cookies & Tracking Technologies

We use cookies to remember your login session, improve site functionality, and analyze usage trends. You can control cookie settings through your browser, but disabling them may limit functionality.

7. Your Rights

Depending on your location, you may have rights to:

  • Access, update, or delete your personal information

  • Request a copy of your data

  • Opt out of marketing communications

  • Restrict certain processing activities

To exercise your rights, email us at [email protected]

8. Data Retention

We retain your information only as long as necessary to fulfill the purposes outlined in this policy, comply with legal obligations, or resolve disputes. You may request account deletion at any time.

9. Third-Party Services

Our services may link to third-party sites. We are not responsible for their privacy practices and encourage you to review their policies.

10. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated effective date. Continued use of our services constitutes acceptance of any changes.

11. Contact Us

If you have questions about this Privacy Policy or our data practices, please contact:

KillDebt.com / KillDebt.ai
Email: [email protected]
Mailing Address: 10401 Big Tree Circle East, Jacksonville, Fl 32257