From $200 to $10K, Don’t Make This Debt Mistake

written communication
See Description and What is Included Below

Membership Required

Join Our KillDebt.com Family For Access to this Video, Documents & Templates!

Get UNLIMITED ACCESS TO ALL CONTENT across the website by becoming a member.

Get Unlimited Website Access

Or if this is all you need, you can get access to just these files on this page by clicking the link below.

Get Access to This Page Only
Already a member? Log in here

From $200 to $10K, Don’t Make This Debt Mistake

Includes Full-Length Instructional Video, Document Downloads, Key Points & Practical Strategies

Attorney Brian Parker dissects the dangerous consequences of making payments to debt collectors without proper validation, using a real case where a $200 payment led to over $10,000 in legal costs. He provides a detailed analysis of the CFPB’s ‘safe harbor’ debt collection letter format, explaining why checking boxes or making payments before debt validation can severely damage your legal position. Parker demonstrates how debt collectors use the Mini Miranda warning and consumer actions against them in court proceedings, emphasizing that any contact with collectors should assume eventual litigation. The video provides comprehensive strategies for proper debt validation letters, challenging unauthorized fees under 15 USC 1692F, and protecting consumer rights under the Fair Debt Collection Practices Act.

Documents included with this video:

  • Debt Collection Letter Analysis and Phone Defense
    Master debt collection letter analysis and phone call strategies using FDCPA protections. Learn professional validation techniques that debt collectors struggle to fulfill.

  • CFPB Model Debt Validation Notice Template
    Official CFPB template showing exactly how debt collectors must format validation notices. Essential for understanding your rights and identifying non-compliant collection practices.

Disclaimer: Please remember that anyone viewing or listening to this information is not forming an attorney-client relationship and that we are not practicing law in any state with this membership. This is a membership site strictly informational and educational. These videos, podcasts, and templates are not advice to do anything, and an attorney-client relationship is not being created or attempted in any way. This information is strictly informational to assist anyone seeking another research tool towards solving whatever problem or issue that brought you to these resources, similar to the way you would search for something in “Google” as part of your research.

Your purchase or use of our content or forms again does not create an attorney-client relationship. Though Brian Parker is a proud member of the State Bars of Florida and Michigan, this is a source of research and insight into how Brian Parker’s mind operates and how he perceives the practice of law when it is used for the benefit of victims Mr. Parker has represented in the past.

Lastly, purchase what you need knowing it is for general research and that I am not practicing law for you. Use your specific state laws and rules when producing your finished product. The use of the information on this website is not be resold, shared, or spread to any person who is not a paying member of this site. Thank you.

Hi, I am Brian Parker. My collection solutions leverage more than 30 years of rigorous legal battles and lawsuits against creditors and financial bad guys across various state and federal jurisdictions (I have seen it all). From insightful video tutorials and comprehensive course materials to a wealth of customizable legal documents, we equip you with battle-tested strategies to fortify your collection self-defense. Each video distills decades of legal wisdom and content into digestible, 10-30 minute segments, backed by a trove of research and practical tools (behind the curtain people rarely see), promising unmatched value for your membership investment.