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Debt Buyers Fear You Knowing This

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Debt Buyers Fear You Knowing This

Includes Full-Length Instructional Video, Document Downloads, Key Points & Practical Strategies

This video exposes a common debt buyer tactic where they circumvent FDCPA requirements by reporting debts to credit bureaus without first sending mandatory validation letters. Attorney Brian Parker explains how debt buyers violate 15 U.S.C. § 1692G by skipping the initial dispute letter requirement and going straight to credit reporting as a harassment tactic. Parker provides a comprehensive legal strategy involving dual dispute letters sent to both credit bureaus and furnishers, validation requests that force compliance, and potential lawsuit opportunities under both FDCPA and FCRA violations. The strategy includes demanding proof of ownership, permissible purpose documentation, and proper itemization while creating multiple violation claims that can be combined into powerful consumer protection lawsuits.

Documents included with this video:

  • FDCPA Debt Validation Cease Desist Template
    Comprehensive debt validation letter template combining FDCPA rights with credit reporting protections to challenge unrecognized debts and stop impermissible credit contact.
  • FCRA Insurance Debt Dispute Letter Template
    Complete FCRA dispute letter template for removing false insurance debts from credit reports with proper documentation and legal procedures.
  • FDCPA FCRA Debt Buyer Credit Strategy
    Strategic document showing how to combine FDCPA validation requirements with FCRA dispute procedures to fight debt buyers who damage credit without proper notice.

Please remember that anyone viewing or listening to this information is not forming an attorney-client relationship and that we are not practicing law in any state with this membership. This is a membership site strictly informational and educational. These videos, podcasts, and templates are not advice to do anything, and an attorney-client relationship is not being created or attempted in any way. This information is strictly informational to assist anyone seeking another research tool towards solving whatever problem or issue that brought you to these resources, similar to the way you would search for something in “Google” as part of your research.

Your purchase or use of our content or forms again does not create an attorney-client relationship. Though Brian Parker is a proud member of the State Bars of Florida and Michigan, this is a source of research and insight into how Brian Parker’s mind operates and how he perceives the practice of law when it is used for the benefit of victims Mr. Parker has represented in the past.

Lastly, purchase what you need knowing it is for general research and that I am not practicing law for you. Use your specific state laws and rules when producing your finished product. The use of the information on this website is not be resold, shared, or spread to any person who is not a paying member of this site. Thank you.

Hi, I am Brian Parker. My collection solutions leverage more than 30 years of rigorous legal battles and lawsuits against creditors and financial bad guys across various state and federal jurisdictions (I have seen it all). From insightful video tutorials and comprehensive course materials to a wealth of customizable legal documents, we equip you with battle-tested strategies to fortify your collection self-defense. Each video distills decades of legal wisdom and content into digestible, 10-30 minute segments, backed by a trove of research and practical tools (behind the curtain people rarely see), promising unmatched value for your membership investment.