Video & Content Library

How LVNV Funding Creates A False Bill of Sale & Assignment

How LVNV Funding Creates A False Bill of Sale & Assignment

In this video, Brian Parker breaks down how LVNV manipulates the rules to sneak incomplete documents into evidence. You’ll see how these “self-authenticating” records are used to skip witnesses, bypass hearsay rules, and push fiction as fact.

Learn how to spot their tricks, how to object correctly, and how the right challenge can destroy a debt collector’s entire case before trial.

See the Trick That Makes Debt Collectors Panic

See the Trick That Makes Debt Collectors Panic

One simple, legal move can flip a debt case and make debt collectors scramble. In this quick video you’ll learn the trick, what to do when you get that first collection letter, why the counter affidavit is the blueprint of your defense and how to gather evidence during “garbage time,” and the document that often forces collectors to react. Watch, act, and protect yourself.

Learn how Michigan’s unique rule on motions for reconsideration works, why most of them fail, and what the court actually looks for when deciding if it made a “palpable error.”

If you’ve ever wondered what happens when a big law firm ignores discovery orders, misses deadlines, and doubles down on their own mistake, this is the video to watch.

How A Motion For Reconsideration Exposed A Lawyer’s Incompetence… TWICE!

How A Motion For Reconsideration Exposed A Lawyer’s Incompetence… TWICE!

In this episode, Brian Parker breaks down one of the most unbelievable courtroom blunders you’ll ever see. From a fabricated “motion to quash” that never existed, to a failed attempt to use MCR 2.109(C) (a completely unrelated rule about cost bonds) as an excuse for bad service, this case is a masterclass in what not to do as a lawyer.

Learn how Michigan’s unique rule on motions for reconsideration works, why most of them fail, and what the court actually looks for when deciding if it made a “palpable error.”

If you’ve ever wondered what happens when a big law firm ignores discovery orders, misses deadlines, and doubles down on their own mistake, this is the video to watch.

Answer vs Motion to Dismiss, How Lawyers Decide

Answer vs Motion to Dismiss, How Lawyers Decide

Ever wondered whether you should file an Answer or a Motion to Dismiss when you get sued by a debt collector?
Attorney Brian Parker breaks down how lawyers make that call, and why one strategy can save you from a fast default or a long court battle.

How Debt Collectors Use AI Against You And How To Stop Them

How Debt Collectors Use AI Against You And How To Stop Them

Artificial intelligence is now running the debt collection industry. From predictive algorithms to voice bots that sound human, AI can track your habits, profile your finances, and decide when you’ll pay. But you’re not powerless. In this video, Brian Parker breaks down exactly how debt collectors use AI, what the new FCC rules mean for you, and how you can legally fight back under the TCPA and FDCPA.

Debt Collection on Your Social Media? Know Your Rights

Debt Collection on Your Social Media? Know Your Rights

Debt collectors are moving onto social media, but strict rules still apply. In this video, we break down what collectors can and cannot do when they try to reach you on Instagram, Facebook, or X (Twitter). Learn how the law protects your privacy, what counts as harassment online, and how to stop illegal debt collection tactics before they get out of hand.

Verbal Defense Tips Against Debt Collectors

Verbal Defense Tips Against Debt Collectors

Are you getting nonstop calls from debt collectors?
Here’s how to take back control with verbal defense that actually works. In this video, Brian Parker explains how to handle debt collection phone calls the smart way. You’ll learn the exact words to use, the law that protects you, and why one wrong phrase could cost you thousands in court.

From $200 to $10K, Don’t Make This Debt Mistake

From $200 to $10K, Don’t Make This Debt Mistake

What seems like a small $200 payment can spiral into a $10,000 nightmare if you don’t understand how debt collection really works. In this video, Brian Parker breaks down a real case where a simple payment ended up costing thousands, and explains how you can avoid the same trap.

Why Linchpin Is the Key to Beating Debt Lawsuits

Why Linchpin Is the Key to Beating Debt Lawsuits

What makes some people win debt lawsuits while others lose? The answer is often the linchpin, the single point holding a collector’s entire case together. If you spot it and attack it, the lawsuit can collapse like a house of cards. In this video, Brian Parker explains why the linchpin strategy is the key to dismissals, how to identify it in your own case, and why ignoring it is the shortcut most people regret. Learn how to shift the balance in court and defend yourself smarter, not harder.

Why Most Motions Fail and How to Fix Yours

Why Most Motions Fail and How to Fix Yours

Why do so many motions fall flat in court? The truth is, most fail because they’re missing structure, authority, or clear requests. In this video, Brian Parker breaks down the exact reasons motions get denied and shows you how to fix them. From the caption to the counter-affidavit, from governing rules to your prayer for relief, you’ll learn how to build a motion that a judge will actually listen to.

Proven Motion Response Strategies

Proven Motion Response Strategies

Are you facing a motion and don’t know where to start? In this video, Brian Parker walks you through proven strategies to respond effectively and avoid costly mistakes. You’ll learn how to identify deadlines, use a checklist to stay organized, and spot weaknesses in debt collectors’ motions. We’ll also cover the importance of preliminary statements, legal standards, and how to use court rules to your advantage.

By the end, you’ll see how a clear, concise, and well-supported response can put you ahead of most attorneys—and why ParkerGPT and KillDebt.com make the process easier than ever.

Member Beats Bank Lawsuit Using ParkerGPT

Member Beats Bank Lawsuit Using ParkerGPT

A KillDebt member faced a bank lawsuit and thought it was over. Instead, with ParkerGPT, he filed answers, counterclaims, and discovery requests that overwhelmed the debt collector. From Rule 57.01 requests to a mutual walkaway dismissal, this video shows how he turned fear into victory and got his case thrown out.

The Rise of Debt Collection Lawsuits

The Rise of Debt Collection Lawsuits

Across the country, cases are flooding the courts at levels not seen since before the pandemic. Debt buyers and collectors are filing thousands of lawsuits, and most end the same way – with default judgments against people who never showed up. The rise of debt lawsuits is no accident. It’s a business model built on fear and silence.

How You Can Beat Improper Service

How You Can Beat Improper Service

In this video, attorney Brian Parker breaks down what happens when you are not properly served with lawsuit papers. From fake delivery tricks to false affidavits of service, you will see how improper service destroys jurisdiction and gets cases dismissed.

How to Beat a Creditor Collection Lawsuit | ParkerGPT in Action

How to Beat a Creditor Collection Lawsuit | ParkerGPT in Action

What if you could flip an AMEX lawsuit on its head in minutes?
In this video, attorney Brian Parker walks you through a real breach of contract case against American Express — and shows how ParkerGPT helps spot the mistakes that can change everything.

Debt Collectors & FDCPA Violations You Need to Know

Debt Collectors & FDCPA Violations You Need to Know

Did you know debt collectors can lose cases just by misreading a letter? In this video, Brian Parker breaks down the Rockey v. Med-1 case, where the Indiana Court of Appeals clarified the difference between a mistake of fact and a mistake of law under the FDCPA. Watch now to learn how to recognize these tactics and defend yourself with confidence.

Deposition Tips That Drive Attorneys Crazy

Deposition Tips That Drive Attorneys Crazy

Think attorneys have the upper hand in depositions? Think again. In this video, Brian Parker shares the Rule of Five® — a simple but powerful strategy that eliminates anxiety, protects your story, and cuts off the oxygen attorneys need to keep you talking.

You’ll learn why words are a weapon in a deposition, how silence can be your shield, and the exact method that drives opposing attorneys absolutely crazy. After 30+ years and hundreds of depositions, Brian breaks down the truth: the less you say, the stronger your case.

How We Got JPMorgan’s Case Dismissed With Prejudice

How We Got JPMorgan’s Case Dismissed With Prejudice

Getting sued by a big bank like JPMorgan feels impossible to fight… but it’s not. In this case, we didn’t just defend — we got the lawsuit dismissed with prejudice, meaning they can’t come back and sue again on the same claim. Collectors and banks count on fear, but the law is clear: when you know the right defenses, you can win — even against the biggest players. Watch as Brian Parker breaks down how we shut JPMorgan down in court and what this means for anyone facing a lawsuit.

Winning Against AMEX Without a Lawyer

Winning Against AMEX Without a Lawyer

AMEX came after a client with nine counts, multiple allegations, and an intimidating affidavit—expecting an easy win. Instead, their own SEC filings and weak evidence were turned against them using ParkerGPT and proven legal strategy. In this video, you’ll see how real case documents, affirmative defenses, and discovery tools flipped the lawsuit on its head—and how you can apply the same tactics in your own fight.

Served with court papers? Here’s how to take control

Served with court papers? Here’s how to take control

When a debt collector shows up with a lawsuit, most people freeze or make the wrong move. But being served isn’t the end—it’s the beginning of your chance to fight back. In this video, Brian Parker explains the very first steps you need to take, the #1 mistake that could cost you your case, and how ParkerGPT can help you prepare for court with the right words and strategy.

Debt Buyers Fear You Knowing This

Debt Buyers Fear You Knowing This

In this video, Brian Parker explains what that means, why it’s a violation, and how you can protect yourself under the FDCPA. Don’t let debt buyers break the rules—learn your rights and take control.

Man vs A.I. – Who Wins??

Man vs A.I. – Who Wins??

Here, Brian demonstrates how to utilize ParkerGPT to assist with your debt collection case. Who will win? Brian or ParkerGPT?

KILLER Debt Defenses That DESTROY Collection Lawsuits

KILLER Debt Defenses That DESTROY Collection Lawsuits

Here, Brian explains what an Affirmative Defense is and how to use the list of Affirmative Defenses with your Collection Answer to show the Bad Guys how good your defenses are based upon their bad stuff (Bad Guys = Bad Stuff) and how they sued an educated debtor. Use the great Check List to win your case. Go get’em.

How to DEMOLISH The Collection Affidavit

How to DEMOLISH The Collection Affidavit

Here, Brian opens up analysis on the world of Debt Collection Affidavits and how to break them based upon simple evidence rules: Everything is Hearsay unless there is an Exception to the Hearsay Rule. Learn how to beat the Business Records Exception and a Court and Plaintiff collector’s reliance on what it is: an Exception and not the Rule. Remember, time is not a friend of hearsay exceptions. Just as in Bill of Sale Videos, an Affidavit is not an Assignment. Hang in there with this one. It’s good for your lawsuit defense and to kill a Plaintiff collector’s summary motion.

DEBT COLLECTORS HATE These 5 SECRET CHECKLISTS That Win Cases!

DEBT COLLECTORS HATE These 5 SECRET CHECKLISTS That Win Cases!

Here, Brian shows you Five Key Collection Defense Lists for you to use in each stage of the defense of your collection. Even when facing a Default Judgment. The AI at ParkerGPT will have the Lists imbedded in the AI with your monthly membership. Review the lists when you face the specific issue in your case. Good luck.

EXPOSED: How One Person DESTROYED Midland Credit’s Lawsuit Using Their Own Documents (Case Dismissed!)

EXPOSED: How One Person DESTROYED Midland Credit’s Lawsuit Using Their Own Documents (Case Dismissed!)

Here, Brian shows you how a KillDebt.com member killed the Midland Credit Management case against him by using their own documents against them. Read his testimonial in the ShowNotes.The member’s story is remarkable as he used ParkerGPT and our teachings to craft his Texas defense to get the case dismissed with prejudice. You can use the site and ParkerGPT for your own defense too. Go get ’em.

EXPOSED: 9 Out of 10 Debt Collectors Use INVALID Documents to Sue You (Here’s How to Fight Back)

EXPOSED: 9 Out of 10 Debt Collectors Use INVALID Documents to Sue You (Here’s How to Fight Back)

Here, Brian shows you how to attack the Bill of Sale in a Collection Lawsuit. A Bill of Sale is not an Assignment. Yet, 9 out of ten lawsuits have just the Bill of Sale as proof of ownership in collection complaints. The Video shows you five ways that the Bill of Sale is not an Assignment and that the debt collector has no standing to sue you. Handy check sheet attached to the video. Go get ’em.

Top Ten Things Debt Collectors Hate

Top Ten Things Debt Collectors Hate

Here, Brian shows you the top ten things debt collectors hate to hear from debtors or people they are suing. This video turns what debt collectors hate about you into gold and opens up the pressure points for you to push upon to create leverage and settle your debt on the cheap. Go get ’em.

New Arbitration Rules To Win the Debt Collection Case

New Arbitration Rules To Win the Debt Collection Case

Here, Brian shows you the new changes in the Arbitration Rules that went into effect in May of 2025 and how some of the changes benefit consumers and how we can take advantage of new rules to win or settle the collection lawsuit. Has great forms to protect you attached to the video at killdebt.com. Thank you.

Beating Midland Credit Management with the AI of ParkerGPT

Beating Midland Credit Management with the AI of ParkerGPT

Here, Brian shows you how his ParkerGPT at KillDebt.AI works for you to show you how to use it against a debt buyer like Midland Credit Management, Inc. Great stuff to beat the bade guys or settle your debt with the quick document creation. Go get’em.

The Debt Collector Does Not Own Your Debt-UHG I, LLC

The Debt Collector Does Not Own Your Debt-UHG I, LLC

Here, Brian shows us a couple of ways to combat a UHG I, LLC Lawsuit and beat them with their own documents and bad chain of title. It’s all you need to create a winning Answer the lawsuit and create your Counter Affidavit. Slay the Dragon with its own sword and used their documents against them. Go get ’em.

Case Study of a Win Against LVNV by a Person Without an Attorney

Case Study of a Win Against LVNV by a Person Without an Attorney

Here is Brian’s First Case Study Video analyzing a member’s win against LVNV, where we see how the member broke down the documents against her to create a great Answer and Counter Affidavit. This was necessary to create leverage and win. See all the documents member used plus a great synopsis of a chain of title for you to employ to beat their proofs. Good Luck.

Beat Capital One on a Discover Debt They Can’t Sue On – Not Their Debt

Beat Capital One on a Discover Debt They Can’t Sue On – Not Their Debt

Here, Brian shows you how the recent sale of Discover Bank to Cap One that results in Cap One showing up to sue people on the Discover Bank opens up great opportunities for you to win your discover/ Capone cases. Upset the Apple Cart approaches pointing out how they can’t possibly have the ownership rights to sue you on the old Discover debt. Good documents attached to the killdebt.com website for you to use. Go get’em.

Being Sued for a Debt? Five Part Plan to Beat the Collector

Being Sued for a Debt? Five Part Plan to Beat the Collector

Here, Brian puts together five recent videos into one video for you to properly defend against a debt collector and debt collection lawsuit. This is just about all you need to beat the debt collector into the settlement you want. Good luck.

Removal vs. Remand in Federal Court: What You Must Know

Removal vs. Remand in Federal Court: What You Must Know

Here, Brian goes over the concept of Removal and Remand in conjunction with the last video on Booze v Ocwen in the 11th Circuit Court. You will learn when to use or lose Remand or Removal and how it impacts your collection case. Good luck.

Beating LVNV Funding on Appeal (Big Win)

Beating LVNV Funding on Appeal (Big Win)

Here, Brian shows you how he beat LVNV on Appeal on a case where the court was clearly wrong and the ownership documents of LVNV were s**t. Lot of attachments to the video on killdebt.com for you. Go get ’em.

Pro Tips to Create a Winning Consent Order Settlement in Collection Cases

Pro Tips to Create a Winning Consent Order Settlement in Collection Cases

Here, Brian shows you the ins and outs of creating a Consent Order settling a case. Check out the “Pocket Judgment.” Should all be in writing. Remember, it is a contract and you can agree to include anything with both sides’ agreement. Consider using the tips Brian shows you and use the Consent Order Check List and Show Notes on www.killdebt.com Go get’em.

Using The Statute of Frauds To Win Your Collection Case

Using The Statute of Frauds To Win Your Collection Case

Here, Brian shows you an old statute that has new importance in beating the debt collector using their own documents against them. It must be in writing and with an authorized signature to be a part of the assignment chain of title. Great letter and Statute of Frauds Check List Attached to this video on www.killdebt.com. Go get’em.

Shredding a Collection Lawsuit-Five Fatal Flaws To Use in Court

Shredding a Collection Lawsuit-Five Fatal Flaws To Use in Court

Here, Brian shows you that even the wrong name of a Plaintiff is enough to kill the collection case. On top of that, show the court all the flaws in the lawsuit of the Collector in your Answer or a Motion Dismiss. Use their documents against them for Leverage to get the best settlement of the case that 9 out of 10 Collection Defendant’s don’t know about. Good luck.

The Fair Credit Billing Act (FCBA) and Freezing Collections Cases

The Fair Credit Billing Act (FCBA) and Freezing Collections Cases

Here, Brian introduces you to the Fair Credit Billing Act (FCBA) and the significant ways you can freeze and settle the creditor case against you. Brian introduces another letter for you, the “FCBA Dispute Letter” to send before or after the lawsuit against you starts and tie the case and the collector up with more good faith defenses. Has a great FCRA component to it too. Get some!

How Jack Crushed Citibank and You Can Too!

How Jack Crushed Citibank and You Can Too!

Here, Brian shows you a Member’s use of killdebt.com to fight and go after Citibank after they sued him on a debt and lawsuit they were not proving under federal and state claims. It is a unique insight into a member’s use of the templates and state law to not only defend a lawsuit from Citibank but also sue them in a counterclaim. All about leverage and liability. Go get them.

Cross Claim Leverage in a Debt Collection Lawsuit

Cross Claim Leverage in a Debt Collection Lawsuit

Here, Brian introduces you to the little used legal construct of Cross Claims in Debt Collection Lawsuits. Great way to make sure the right person is on the hook and give yourself leverage in a case where you had no real liability or there is no proof. Rarely used but very powerful, even for debt buyers suing their Assignors. Hope it helps, go get ’em.

How to Write a Counterclaim to a Debt Collection lawsuit

How to Write a Counterclaim to a Debt Collection lawsuit

Here, Brian shows us how he writes a counterclaim using the documents filed against the debtor and all the work you did in your Answer and Affirmative Defenses and Counter Affidavit. Same Preliminary Statement and violations by the debt collector from your Answer plunk right into the Counterclaim. Easy Peezy. Just follow your state law and facts. Go get ’em.

How to Flip Bank of America’s Lawsuit

How to Flip Bank of America’s Lawsuit

Here, Brian shows you how to combat a Bank of America lawsuit (or any creditor lawsuit) with a look at the documents or lack of support supplied by the creditor in its paper-thin pleadings. We take you through a paragraph-by-paragraph review to answer each argument made by the creditor and top it off with the affirmative defenses, preliminary statement and counter affidavit. Hope this helps you in your creditor, self defense.

Kill Zombie Debt Collection

Kill Zombie Debt Collection

Here, Brian introduces you to the billion-dollar industry known as “zombie debt collection” that finds its way to our credit reports and in our lives to reek havoc on our finances. There are ways to kill the zombie debt collection and Brian shows you a number of simple steps to fight back or prevent it from happening to you.

Five Powerful Debt Collection Defense Letters

Five Powerful Debt Collection Defense Letters

Here, Brian provides you with five new defense letters to obtain important information to defend against collection letters and lawsuits. Use them as a form of free discovery mandated by Federal law. Go to www.killdebt.com for some powerful self-help tools to fight back.

Pro Tips on Garnishments and Default Judgments

Pro Tips on Garnishments and Default Judgments

Here, Brian updates you on a recent case where a client was defaulted on a lawsuit he did not receive from a county, he does not live in. This outlines some tips to combat false the false defaults and garnishments you can face from debt collectors. Good luck.

Zombie Mortgage Debt Defenses

Zombie Mortgage Debt Defenses

Here, Brian provides you with how he combatting the new onslaught of Zombie Mortgage debt from old foreclosure and second mortgages bought by debt buyers suing under the names of weird sounding Trusts. Kill the Zombie, Kill the Debt. Go get ’em.

FCRA, FDCPA and FCCPA Federal Collection Lawsuit

FCRA, FDCPA and FCCPA Federal Collection Lawsuit

Here, Brian takes all the information from the previous week’s videos on the FDCPA and the Powerful e’s and f’s and the Impermissible Purpose Doctrine and puts it into a Federal Lawsuit against a Creditor and Debt Collector. You can use all the information for your Defensive Answer, Counterclaim or in a Federal Lawsuit. Hope it helps you. Thank you.

The Power of the FDCPA 1692e and 1692f Against Debt Collectors

The Power of the FDCPA 1692e and 1692f Against Debt Collectors

Here, Brian shows you the power of “1692e” and “1692f” sub sections for the FDCPA to defend against debt collection lawsuits and pre-litigation collection attempts and communications. This is all Strict Liability violations you need only show that they happened without any proof of intent. Good documents attached to www.killdebt.com accompanying the video. Great stuff, the Power of E and F. Go get ’em.

5 Sections of the FDCPA to Fight the Debt Collector

5 Sections of the FDCPA to Fight the Debt Collector

Here, Brian introduces you to five sections of the FDCPA that you can use in your collection actions against debt collectors and creditors. Attached to the Long Form video on www.killdebt.com will be all the forms you need to take advantage of the FDCPA against the bad guys. Go get’ em.

How to Write a Response to a Summary Motion

How to Write a Response to a Summary Motion

Here, Brian presents you insight into the Full video he has created for you on how to Respond to a Summary Disposition Motion or Respond to a Motion for Summary Judgment.

Beating a Velocity Investments Collection Lawsuit

Beating a Velocity Investments Collection Lawsuit

Here, Brian shows you what documents he uses in his cases to seek an elimination of the FinTech debt that debt buyers like Velocity Investments and Crown Asset Management claim to own with a bad chain of title and no proof of standing to sue. Just add your state law and facts to the defense and all the documents attached to the video. Use their own documents against them-and some of mine too. Good luck.

Your First Appearance with Midland Credit Management

Your First Appearance with Midland Credit Management

Here, Brian gives you some tips on handling your first Court appearance with Midland Credit Management. Look for some good do’s and don’ts. Hope they help. Look for the Two Check Lists attached to the video.

Velocity Investments Loses Big Collection Lawsuit Appeal

Velocity Investments Loses Big Collection Lawsuit Appeal

In the video, Brian points out how Velocity failed to show how it received the ownership of the debt without two missing assignments. The judge at the lower level pretended that the missing assignments did not exist because defendant had not entered the documents as evidence. But Plaintiff has the burden of proof. Yet, the Judge ruled as though Defendant had not provided enough “admissible” evidence.  Don’t ask…. The Circuit Court of Appeals saw the lack of assignments and ruled against the lower court and sent it back with instructions as to how it was to now look at the case.  Welcome to two years of my life proving what the lower court refused to look at no matter what I said or showed.  Don’t give up. Believe in your case.

3 Tips to Set Aside Defaults or Default Judgments

3 Tips to Set Aside Defaults or Default Judgments

Here, Brian provides you with an excellent analysis of how to set aside defaults and default judgments and get back in the case. Whether it is based upon Federal or your State rules, it is all about timing. Remember TACF! This is an excellent video when you are defaulted through not fault of your own or if in some cases you may have ignored the lawsuit and got a default against you. If it is very early in the case, some states still allow you to set it aside because of the timing of the default-so don’t give up. Remember, TACF! Good luck.

Statute of Limitations Analysis and a Governing Law Provision in a Collection Lawsuit

Statute of Limitations Analysis and a Governing Law Provision in a Collection Lawsuit

Here, Brian shows you how he analyzes the governing law provision in your collection contract to figure out what is best for your case. Simply put, if the law or Statute of Limitations is good for you, go in on that as the creditor agreed to the governing law. Make the best use of what you have to beat the Collection Lawsuit. Here it is in the form of a Motion to Dismiss. It can also show up in your Answer. Bring it or lose it. Good luck.

Live Q&A with Brian Parker 3-21-2025

Live Q&A with Brian Parker 3-21-2025

Brian Parker is answering your Collection Self Defense questions LIVE.   DISCLAIMER Please remember that anyone viewing or listening to this information is not forming an attorney client relationship and that we are not practicing law in any state with this...

Capital One Collection Lawsuit and Answer

Capital One Collection Lawsuit and Answer

Includes Full-Length Instructional Video Here, Brian breaks down how to answer a creditor lawsuit, paragraph by paragraph and the reasoning behind avoiding sterile answer like admit or deny. Have an...

What To Do When Sued by a Debt Collector

What To Do When Sued by a Debt Collector

Includes Full-Length Instructional Video Here, Brian provides a quick review of the best responses to a collection lawsuit or notice of one on the way. Turn the situation into a positive and use the...

Vets, Thank You For Your Military Service, Now Here Is A Lawsuit

Vets, Thank You For Your Military Service, Now Here Is A Lawsuit

Includes Full-Length Instructional Video For your education on the Servicemembers Civil Relief Act (SCRA), Brian shows you the great Federal and State protections under the SCRA for our military members and spouses when the member is on active duty or with the...

Class Actions Against Debt Collectors and Creditors

Class Actions Against Debt Collectors and Creditors

Includes Full-Length Instructional Video Brian introduces you to the basics of a class action representing consumers against creditors and debt collectors with a real case he is currently litigating along with explaining the ins and outs and stories...

Michigan Court of Appeals Arguments in a Debt Collection Case

Michigan Court of Appeals Arguments in a Debt Collection Case

Here, Brian provides a recording of the actual arguments made on behalf of Brian's client before the Michigan Court of Appeals. This Appeal was the one referenced in Brian's Recent video from Detroit, "My Court Appearance at the Michigan Court of Appeals. What you are...

Discovery 101: Why Initial Disclosures Matter

Discovery 101: Why Initial Disclosures Matter

Includes Full-Length Instructional Video Here, Brian breaks down Initial Disclosures and the background behind doing the best job you can. It is all about the work you do with your counter affidavit...

How LVNV Funding Creates A False Bill of Sale & Assignment

How LVNV Funding Creates A False Bill of Sale & Assignment

In this video, Brian Parker breaks down how LVNV manipulates the rules to sneak incomplete documents into evidence. You’ll see how these “self-authenticating” records are used to skip witnesses, bypass hearsay rules, and push fiction as fact.

Learn how to spot their tricks, how to object correctly, and how the right challenge can destroy a debt collector’s entire case before trial.

See the Trick That Makes Debt Collectors Panic

See the Trick That Makes Debt Collectors Panic

One simple, legal move can flip a debt case and make debt collectors scramble. In this quick video you’ll learn the trick, what to do when you get that first collection letter, why the counter affidavit is the blueprint of your defense and how to gather evidence during “garbage time,” and the document that often forces collectors to react. Watch, act, and protect yourself.

Learn how Michigan’s unique rule on motions for reconsideration works, why most of them fail, and what the court actually looks for when deciding if it made a “palpable error.”

If you’ve ever wondered what happens when a big law firm ignores discovery orders, misses deadlines, and doubles down on their own mistake, this is the video to watch.

How A Motion For Reconsideration Exposed A Lawyer’s Incompetence… TWICE!

How A Motion For Reconsideration Exposed A Lawyer’s Incompetence… TWICE!

In this episode, Brian Parker breaks down one of the most unbelievable courtroom blunders you’ll ever see. From a fabricated “motion to quash” that never existed, to a failed attempt to use MCR 2.109(C) (a completely unrelated rule about cost bonds) as an excuse for bad service, this case is a masterclass in what not to do as a lawyer.

Learn how Michigan’s unique rule on motions for reconsideration works, why most of them fail, and what the court actually looks for when deciding if it made a “palpable error.”

If you’ve ever wondered what happens when a big law firm ignores discovery orders, misses deadlines, and doubles down on their own mistake, this is the video to watch.

Answer vs Motion to Dismiss, How Lawyers Decide

Answer vs Motion to Dismiss, How Lawyers Decide

Ever wondered whether you should file an Answer or a Motion to Dismiss when you get sued by a debt collector?
Attorney Brian Parker breaks down how lawyers make that call, and why one strategy can save you from a fast default or a long court battle.

How Debt Collectors Use AI Against You And How To Stop Them

How Debt Collectors Use AI Against You And How To Stop Them

Artificial intelligence is now running the debt collection industry. From predictive algorithms to voice bots that sound human, AI can track your habits, profile your finances, and decide when you’ll pay. But you’re not powerless. In this video, Brian Parker breaks down exactly how debt collectors use AI, what the new FCC rules mean for you, and how you can legally fight back under the TCPA and FDCPA.

Debt Collection on Your Social Media? Know Your Rights

Debt Collection on Your Social Media? Know Your Rights

Debt collectors are moving onto social media, but strict rules still apply. In this video, we break down what collectors can and cannot do when they try to reach you on Instagram, Facebook, or X (Twitter). Learn how the law protects your privacy, what counts as harassment online, and how to stop illegal debt collection tactics before they get out of hand.

Verbal Defense Tips Against Debt Collectors

Verbal Defense Tips Against Debt Collectors

Are you getting nonstop calls from debt collectors?
Here’s how to take back control with verbal defense that actually works. In this video, Brian Parker explains how to handle debt collection phone calls the smart way. You’ll learn the exact words to use, the law that protects you, and why one wrong phrase could cost you thousands in court.

From $200 to $10K, Don’t Make This Debt Mistake

From $200 to $10K, Don’t Make This Debt Mistake

What seems like a small $200 payment can spiral into a $10,000 nightmare if you don’t understand how debt collection really works. In this video, Brian Parker breaks down a real case where a simple payment ended up costing thousands, and explains how you can avoid the same trap.

Why Linchpin Is the Key to Beating Debt Lawsuits

Why Linchpin Is the Key to Beating Debt Lawsuits

What makes some people win debt lawsuits while others lose? The answer is often the linchpin, the single point holding a collector’s entire case together. If you spot it and attack it, the lawsuit can collapse like a house of cards. In this video, Brian Parker explains why the linchpin strategy is the key to dismissals, how to identify it in your own case, and why ignoring it is the shortcut most people regret. Learn how to shift the balance in court and defend yourself smarter, not harder.

Why Most Motions Fail and How to Fix Yours

Why Most Motions Fail and How to Fix Yours

Why do so many motions fall flat in court? The truth is, most fail because they’re missing structure, authority, or clear requests. In this video, Brian Parker breaks down the exact reasons motions get denied and shows you how to fix them. From the caption to the counter-affidavit, from governing rules to your prayer for relief, you’ll learn how to build a motion that a judge will actually listen to.

Proven Motion Response Strategies

Proven Motion Response Strategies

Are you facing a motion and don’t know where to start? In this video, Brian Parker walks you through proven strategies to respond effectively and avoid costly mistakes. You’ll learn how to identify deadlines, use a checklist to stay organized, and spot weaknesses in debt collectors’ motions. We’ll also cover the importance of preliminary statements, legal standards, and how to use court rules to your advantage.

By the end, you’ll see how a clear, concise, and well-supported response can put you ahead of most attorneys—and why ParkerGPT and KillDebt.com make the process easier than ever.

Member Beats Bank Lawsuit Using ParkerGPT

Member Beats Bank Lawsuit Using ParkerGPT

A KillDebt member faced a bank lawsuit and thought it was over. Instead, with ParkerGPT, he filed answers, counterclaims, and discovery requests that overwhelmed the debt collector. From Rule 57.01 requests to a mutual walkaway dismissal, this video shows how he turned fear into victory and got his case thrown out.

The Rise of Debt Collection Lawsuits

The Rise of Debt Collection Lawsuits

Across the country, cases are flooding the courts at levels not seen since before the pandemic. Debt buyers and collectors are filing thousands of lawsuits, and most end the same way – with default judgments against people who never showed up. The rise of debt lawsuits is no accident. It’s a business model built on fear and silence.

How You Can Beat Improper Service

How You Can Beat Improper Service

In this video, attorney Brian Parker breaks down what happens when you are not properly served with lawsuit papers. From fake delivery tricks to false affidavits of service, you will see how improper service destroys jurisdiction and gets cases dismissed.

How to Beat a Creditor Collection Lawsuit | ParkerGPT in Action

How to Beat a Creditor Collection Lawsuit | ParkerGPT in Action

What if you could flip an AMEX lawsuit on its head in minutes?
In this video, attorney Brian Parker walks you through a real breach of contract case against American Express — and shows how ParkerGPT helps spot the mistakes that can change everything.

Debt Collectors & FDCPA Violations You Need to Know

Debt Collectors & FDCPA Violations You Need to Know

Did you know debt collectors can lose cases just by misreading a letter? In this video, Brian Parker breaks down the Rockey v. Med-1 case, where the Indiana Court of Appeals clarified the difference between a mistake of fact and a mistake of law under the FDCPA. Watch now to learn how to recognize these tactics and defend yourself with confidence.

Deposition Tips That Drive Attorneys Crazy

Deposition Tips That Drive Attorneys Crazy

Think attorneys have the upper hand in depositions? Think again. In this video, Brian Parker shares the Rule of Five® — a simple but powerful strategy that eliminates anxiety, protects your story, and cuts off the oxygen attorneys need to keep you talking.

You’ll learn why words are a weapon in a deposition, how silence can be your shield, and the exact method that drives opposing attorneys absolutely crazy. After 30+ years and hundreds of depositions, Brian breaks down the truth: the less you say, the stronger your case.

How We Got JPMorgan’s Case Dismissed With Prejudice

How We Got JPMorgan’s Case Dismissed With Prejudice

Getting sued by a big bank like JPMorgan feels impossible to fight… but it’s not. In this case, we didn’t just defend — we got the lawsuit dismissed with prejudice, meaning they can’t come back and sue again on the same claim. Collectors and banks count on fear, but the law is clear: when you know the right defenses, you can win — even against the biggest players. Watch as Brian Parker breaks down how we shut JPMorgan down in court and what this means for anyone facing a lawsuit.

Winning Against AMEX Without a Lawyer

Winning Against AMEX Without a Lawyer

AMEX came after a client with nine counts, multiple allegations, and an intimidating affidavit—expecting an easy win. Instead, their own SEC filings and weak evidence were turned against them using ParkerGPT and proven legal strategy. In this video, you’ll see how real case documents, affirmative defenses, and discovery tools flipped the lawsuit on its head—and how you can apply the same tactics in your own fight.

Served with court papers? Here’s how to take control

Served with court papers? Here’s how to take control

When a debt collector shows up with a lawsuit, most people freeze or make the wrong move. But being served isn’t the end—it’s the beginning of your chance to fight back. In this video, Brian Parker explains the very first steps you need to take, the #1 mistake that could cost you your case, and how ParkerGPT can help you prepare for court with the right words and strategy.

Debt Buyers Fear You Knowing This

Debt Buyers Fear You Knowing This

In this video, Brian Parker explains what that means, why it’s a violation, and how you can protect yourself under the FDCPA. Don’t let debt buyers break the rules—learn your rights and take control.

Man vs A.I. – Who Wins??

Man vs A.I. – Who Wins??

Here, Brian demonstrates how to utilize ParkerGPT to assist with your debt collection case. Who will win? Brian or ParkerGPT?

KILLER Debt Defenses That DESTROY Collection Lawsuits

KILLER Debt Defenses That DESTROY Collection Lawsuits

Here, Brian explains what an Affirmative Defense is and how to use the list of Affirmative Defenses with your Collection Answer to show the Bad Guys how good your defenses are based upon their bad stuff (Bad Guys = Bad Stuff) and how they sued an educated debtor. Use the great Check List to win your case. Go get’em.

How to DEMOLISH The Collection Affidavit

How to DEMOLISH The Collection Affidavit

Here, Brian opens up analysis on the world of Debt Collection Affidavits and how to break them based upon simple evidence rules: Everything is Hearsay unless there is an Exception to the Hearsay Rule. Learn how to beat the Business Records Exception and a Court and Plaintiff collector’s reliance on what it is: an Exception and not the Rule. Remember, time is not a friend of hearsay exceptions. Just as in Bill of Sale Videos, an Affidavit is not an Assignment. Hang in there with this one. It’s good for your lawsuit defense and to kill a Plaintiff collector’s summary motion.

DEBT COLLECTORS HATE These 5 SECRET CHECKLISTS That Win Cases!

DEBT COLLECTORS HATE These 5 SECRET CHECKLISTS That Win Cases!

Here, Brian shows you Five Key Collection Defense Lists for you to use in each stage of the defense of your collection. Even when facing a Default Judgment. The AI at ParkerGPT will have the Lists imbedded in the AI with your monthly membership. Review the lists when you face the specific issue in your case. Good luck.

EXPOSED: How One Person DESTROYED Midland Credit’s Lawsuit Using Their Own Documents (Case Dismissed!)

EXPOSED: How One Person DESTROYED Midland Credit’s Lawsuit Using Their Own Documents (Case Dismissed!)

Here, Brian shows you how a KillDebt.com member killed the Midland Credit Management case against him by using their own documents against them. Read his testimonial in the ShowNotes.The member’s story is remarkable as he used ParkerGPT and our teachings to craft his Texas defense to get the case dismissed with prejudice. You can use the site and ParkerGPT for your own defense too. Go get ’em.

EXPOSED: 9 Out of 10 Debt Collectors Use INVALID Documents to Sue You (Here’s How to Fight Back)

EXPOSED: 9 Out of 10 Debt Collectors Use INVALID Documents to Sue You (Here’s How to Fight Back)

Here, Brian shows you how to attack the Bill of Sale in a Collection Lawsuit. A Bill of Sale is not an Assignment. Yet, 9 out of ten lawsuits have just the Bill of Sale as proof of ownership in collection complaints. The Video shows you five ways that the Bill of Sale is not an Assignment and that the debt collector has no standing to sue you. Handy check sheet attached to the video. Go get ’em.

Top Ten Things Debt Collectors Hate

Top Ten Things Debt Collectors Hate

Here, Brian shows you the top ten things debt collectors hate to hear from debtors or people they are suing. This video turns what debt collectors hate about you into gold and opens up the pressure points for you to push upon to create leverage and settle your debt on the cheap. Go get ’em.

Help Fighting a Debt Buyer Collection Lawsuit-DOA

Help Fighting a Debt Buyer Collection Lawsuit-DOA

Here, Brian shows you how to fight a debt buyer lawsuit with their own documents, his new letters and killdebt.ai to provide a defense that creates leverage and the new line to use: “DOA-Dead On Assignments.” See the video within the video. Go get ’em.

How to Fight a Collection Lawsuit Before it is Served

How to Fight a Collection Lawsuit Before it is Served

Here, Brian shows you how to take advantage of the time between when you first learn about the lawsuit and when you are actually served with the lawsuit. You are not on the hook or in jeopardy until you have been served with a lawsuit so use the time between filing a lawsuit and actual service to your benefit and set them up to a ferocious defense based upon this video and the great letters attached to killdebt.com and the amazing AI of it all at killdebt.ai. Go get ’em.

New Arbitration Rules To Win the Debt Collection Case

New Arbitration Rules To Win the Debt Collection Case

Here, Brian shows you the new changes in the Arbitration Rules that went into effect in May of 2025 and how some of the changes benefit consumers and how we can take advantage of new rules to win or settle the collection lawsuit. Has great forms to protect you attached to the video at killdebt.com. Thank you.

Beating Midland Credit Management with the AI of ParkerGPT

Beating Midland Credit Management with the AI of ParkerGPT

Here, Brian shows you how his ParkerGPT at KillDebt.AI works for you to show you how to use it against a debt buyer like Midland Credit Management, Inc. Great stuff to beat the bade guys or settle your debt with the quick document creation. Go get’em.

The Debt Collector Does Not Own Your Debt-UHG I, LLC

The Debt Collector Does Not Own Your Debt-UHG I, LLC

Here, Brian shows us a couple of ways to combat a UHG I, LLC Lawsuit and beat them with their own documents and bad chain of title. It’s all you need to create a winning Answer the lawsuit and create your Counter Affidavit. Slay the Dragon with its own sword and used their documents against them. Go get ’em.

Case Study of a Win Against LVNV by a Person Without an Attorney

Case Study of a Win Against LVNV by a Person Without an Attorney

Here is Brian’s First Case Study Video analyzing a member’s win against LVNV, where we see how the member broke down the documents against her to create a great Answer and Counter Affidavit. This was necessary to create leverage and win. See all the documents member used plus a great synopsis of a chain of title for you to employ to beat their proofs. Good Luck.

Beat Capital One on a Discover Debt They Can’t Sue On – Not Their Debt

Beat Capital One on a Discover Debt They Can’t Sue On – Not Their Debt

Here, Brian shows you how the recent sale of Discover Bank to Cap One that results in Cap One showing up to sue people on the Discover Bank opens up great opportunities for you to win your discover/ Capone cases. Upset the Apple Cart approaches pointing out how they can’t possibly have the ownership rights to sue you on the old Discover debt. Good documents attached to the killdebt.com website for you to use. Go get’em.

Being Sued for a Debt? Five Part Plan to Beat the Collector

Being Sued for a Debt? Five Part Plan to Beat the Collector

Here, Brian puts together five recent videos into one video for you to properly defend against a debt collector and debt collection lawsuit. This is just about all you need to beat the debt collector into the settlement you want. Good luck.

Removal vs. Remand in Federal Court: What You Must Know

Removal vs. Remand in Federal Court: What You Must Know

Here, Brian goes over the concept of Removal and Remand in conjunction with the last video on Booze v Ocwen in the 11th Circuit Court. You will learn when to use or lose Remand or Removal and how it impacts your collection case. Good luck.

Beating LVNV Funding on Appeal (Big Win)

Beating LVNV Funding on Appeal (Big Win)

Here, Brian shows you how he beat LVNV on Appeal on a case where the court was clearly wrong and the ownership documents of LVNV were s**t. Lot of attachments to the video on killdebt.com for you. Go get ’em.

Pro Tips to Create a Winning Consent Order Settlement in Collection Cases

Pro Tips to Create a Winning Consent Order Settlement in Collection Cases

Here, Brian shows you the ins and outs of creating a Consent Order settling a case. Check out the “Pocket Judgment.” Should all be in writing. Remember, it is a contract and you can agree to include anything with both sides’ agreement. Consider using the tips Brian shows you and use the Consent Order Check List and Show Notes on www.killdebt.com Go get’em.

Using The Statute of Frauds To Win Your Collection Case

Using The Statute of Frauds To Win Your Collection Case

Here, Brian shows you an old statute that has new importance in beating the debt collector using their own documents against them. It must be in writing and with an authorized signature to be a part of the assignment chain of title. Great letter and Statute of Frauds Check List Attached to this video on www.killdebt.com. Go get’em.

Shredding a Collection Lawsuit-Five Fatal Flaws To Use in Court

Shredding a Collection Lawsuit-Five Fatal Flaws To Use in Court

Here, Brian shows you that even the wrong name of a Plaintiff is enough to kill the collection case. On top of that, show the court all the flaws in the lawsuit of the Collector in your Answer or a Motion Dismiss. Use their documents against them for Leverage to get the best settlement of the case that 9 out of 10 Collection Defendant’s don’t know about. Good luck.

The Fair Credit Billing Act (FCBA) and Freezing Collections Cases

The Fair Credit Billing Act (FCBA) and Freezing Collections Cases

Here, Brian introduces you to the Fair Credit Billing Act (FCBA) and the significant ways you can freeze and settle the creditor case against you. Brian introduces another letter for you, the “FCBA Dispute Letter” to send before or after the lawsuit against you starts and tie the case and the collector up with more good faith defenses. Has a great FCRA component to it too. Get some!

How Jack Crushed Citibank and You Can Too!

How Jack Crushed Citibank and You Can Too!

Here, Brian shows you a Member’s use of killdebt.com to fight and go after Citibank after they sued him on a debt and lawsuit they were not proving under federal and state claims. It is a unique insight into a member’s use of the templates and state law to not only defend a lawsuit from Citibank but also sue them in a counterclaim. All about leverage and liability. Go get them.

Cross Claim Leverage in a Debt Collection Lawsuit

Cross Claim Leverage in a Debt Collection Lawsuit

Here, Brian introduces you to the little used legal construct of Cross Claims in Debt Collection Lawsuits. Great way to make sure the right person is on the hook and give yourself leverage in a case where you had no real liability or there is no proof. Rarely used but very powerful, even for debt buyers suing their Assignors. Hope it helps, go get ’em.

How to Write a Counterclaim to a Debt Collection lawsuit

How to Write a Counterclaim to a Debt Collection lawsuit

Here, Brian shows us how he writes a counterclaim using the documents filed against the debtor and all the work you did in your Answer and Affirmative Defenses and Counter Affidavit. Same Preliminary Statement and violations by the debt collector from your Answer plunk right into the Counterclaim. Easy Peezy. Just follow your state law and facts. Go get ’em.

How to Flip Bank of America’s Lawsuit

How to Flip Bank of America’s Lawsuit

Here, Brian shows you how to combat a Bank of America lawsuit (or any creditor lawsuit) with a look at the documents or lack of support supplied by the creditor in its paper-thin pleadings. We take you through a paragraph-by-paragraph review to answer each argument made by the creditor and top it off with the affirmative defenses, preliminary statement and counter affidavit. Hope this helps you in your creditor, self defense.

Kill Zombie Debt Collection

Kill Zombie Debt Collection

Here, Brian introduces you to the billion-dollar industry known as “zombie debt collection” that finds its way to our credit reports and in our lives to reek havoc on our finances. There are ways to kill the zombie debt collection and Brian shows you a number of simple steps to fight back or prevent it from happening to you.

Five Powerful Debt Collection Defense Letters

Five Powerful Debt Collection Defense Letters

Here, Brian provides you with five new defense letters to obtain important information to defend against collection letters and lawsuits. Use them as a form of free discovery mandated by Federal law. Go to www.killdebt.com for some powerful self-help tools to fight back.

Pro Tips on Garnishments and Default Judgments

Pro Tips on Garnishments and Default Judgments

Here, Brian updates you on a recent case where a client was defaulted on a lawsuit he did not receive from a county, he does not live in. This outlines some tips to combat false the false defaults and garnishments you can face from debt collectors. Good luck.

Zombie Mortgage Debt Defenses

Zombie Mortgage Debt Defenses

Here, Brian provides you with how he combatting the new onslaught of Zombie Mortgage debt from old foreclosure and second mortgages bought by debt buyers suing under the names of weird sounding Trusts. Kill the Zombie, Kill the Debt. Go get ’em.

FCRA, FDCPA and FCCPA Federal Collection Lawsuit

FCRA, FDCPA and FCCPA Federal Collection Lawsuit

Here, Brian takes all the information from the previous week’s videos on the FDCPA and the Powerful e’s and f’s and the Impermissible Purpose Doctrine and puts it into a Federal Lawsuit against a Creditor and Debt Collector. You can use all the information for your Defensive Answer, Counterclaim or in a Federal Lawsuit. Hope it helps you. Thank you.

The Power of the FDCPA 1692e and 1692f Against Debt Collectors

The Power of the FDCPA 1692e and 1692f Against Debt Collectors

Here, Brian shows you the power of “1692e” and “1692f” sub sections for the FDCPA to defend against debt collection lawsuits and pre-litigation collection attempts and communications. This is all Strict Liability violations you need only show that they happened without any proof of intent. Good documents attached to www.killdebt.com accompanying the video. Great stuff, the Power of E and F. Go get ’em.

5 Sections of the FDCPA to Fight the Debt Collector

5 Sections of the FDCPA to Fight the Debt Collector

Here, Brian introduces you to five sections of the FDCPA that you can use in your collection actions against debt collectors and creditors. Attached to the Long Form video on www.killdebt.com will be all the forms you need to take advantage of the FDCPA against the bad guys. Go get’ em.

How to Write a Response to a Summary Motion

How to Write a Response to a Summary Motion

Here, Brian presents you insight into the Full video he has created for you on how to Respond to a Summary Disposition Motion or Respond to a Motion for Summary Judgment.

Beating a Velocity Investments Collection Lawsuit

Beating a Velocity Investments Collection Lawsuit

Here, Brian shows you what documents he uses in his cases to seek an elimination of the FinTech debt that debt buyers like Velocity Investments and Crown Asset Management claim to own with a bad chain of title and no proof of standing to sue. Just add your state law and facts to the defense and all the documents attached to the video. Use their own documents against them-and some of mine too. Good luck.

Your First Appearance with Midland Credit Management

Your First Appearance with Midland Credit Management

Here, Brian gives you some tips on handling your first Court appearance with Midland Credit Management. Look for some good do’s and don’ts. Hope they help. Look for the Two Check Lists attached to the video.

American Express Identity Theft Solutions

American Express Identity Theft Solutions

Here, Brian introduces you to a real ID Theft case from AMEX and introduces you to the Attorney Tested tools he has his clients use to combat ID Theft and gives everything to you on the www.killdebt.com website. Act fast and follow the instructions to help you get on the offensive and not be a victim. Have people take you seriously with these documents. Timely Action Cures Fear. Start today!

Velocity Investments Loses Big Collection Lawsuit Appeal

Velocity Investments Loses Big Collection Lawsuit Appeal

In the video, Brian points out how Velocity failed to show how it received the ownership of the debt without two missing assignments. The judge at the lower level pretended that the missing assignments did not exist because defendant had not entered the documents as evidence. But Plaintiff has the burden of proof. Yet, the Judge ruled as though Defendant had not provided enough “admissible” evidence.  Don’t ask…. The Circuit Court of Appeals saw the lack of assignments and ruled against the lower court and sent it back with instructions as to how it was to now look at the case.  Welcome to two years of my life proving what the lower court refused to look at no matter what I said or showed.  Don’t give up. Believe in your case.

3 Tips to Set Aside Defaults or Default Judgments

3 Tips to Set Aside Defaults or Default Judgments

Here, Brian provides you with an excellent analysis of how to set aside defaults and default judgments and get back in the case. Whether it is based upon Federal or your State rules, it is all about timing. Remember TACF! This is an excellent video when you are defaulted through not fault of your own or if in some cases you may have ignored the lawsuit and got a default against you. If it is very early in the case, some states still allow you to set it aside because of the timing of the default-so don’t give up. Remember, TACF! Good luck.

Statute of Limitations Analysis and a Governing Law Provision in a Collection Lawsuit

Statute of Limitations Analysis and a Governing Law Provision in a Collection Lawsuit

Here, Brian shows you how he analyzes the governing law provision in your collection contract to figure out what is best for your case. Simply put, if the law or Statute of Limitations is good for you, go in on that as the creditor agreed to the governing law. Make the best use of what you have to beat the Collection Lawsuit. Here it is in the form of a Motion to Dismiss. It can also show up in your Answer. Bring it or lose it. Good luck.

Live Q&A with Brian Parker 3-21-2025

Live Q&A with Brian Parker 3-21-2025

Brian Parker is answering your Collection Self Defense questions LIVE.   DISCLAIMER Please remember that anyone viewing or listening to this information is not forming an attorney client relationship and that we are not practicing law in any state with this...

Capital One Collection Lawsuit and Answer

Capital One Collection Lawsuit and Answer

Includes Full-Length Instructional Video Here, Brian breaks down how to answer a creditor lawsuit, paragraph by paragraph and the reasoning behind avoiding sterile answer like admit or deny. Have an...

What To Do When Sued by a Debt Collector

What To Do When Sued by a Debt Collector

Includes Full-Length Instructional Video Here, Brian provides a quick review of the best responses to a collection lawsuit or notice of one on the way. Turn the situation into a positive and use the...

Vets, Thank You For Your Military Service, Now Here Is A Lawsuit

Vets, Thank You For Your Military Service, Now Here Is A Lawsuit

Includes Full-Length Instructional Video For your education on the Servicemembers Civil Relief Act (SCRA), Brian shows you the great Federal and State protections under the SCRA for our military members and spouses when the member is on active duty or with the...

Class Actions Against Debt Collectors and Creditors

Class Actions Against Debt Collectors and Creditors

Includes Full-Length Instructional Video Brian introduces you to the basics of a class action representing consumers against creditors and debt collectors with a real case he is currently litigating along with explaining the ins and outs and stories...

Michigan Court of Appeals Arguments in a Debt Collection Case

Michigan Court of Appeals Arguments in a Debt Collection Case

Here, Brian provides a recording of the actual arguments made on behalf of Brian's client before the Michigan Court of Appeals. This Appeal was the one referenced in Brian's Recent video from Detroit, "My Court Appearance at the Michigan Court of Appeals. What you are...

Discovery 101: Why Initial Disclosures Matter

Discovery 101: Why Initial Disclosures Matter

Includes Full-Length Instructional Video Here, Brian breaks down Initial Disclosures and the background behind doing the best job you can. It is all about the work you do with your counter affidavit...

Cheat Sheet Hack to Win a Debt Collection Trial!

Cheat Sheet Hack to Win a Debt Collection Trial!

Includes Full Length Instructional Video Here, Brian has you look at the big picture of trial work and reduce it down to its smallest element. Look at the attached show notes and special cheat sheet...

Fighting a Wells Fargo Debt Collection Lawsuit

Fighting a Wells Fargo Debt Collection Lawsuit

Includes Full Length Instructional Video Here, Brian breaks down a Wells Fargo collection lawsuit and uses the creditor's pleadings to turn Wells Fargo into a debt collector use the credit card...

How to Beat an LVNV Funding Collection Lawsuit

How to Beat an LVNV Funding Collection Lawsuit

Includes Full Length Instructional Video Here, Brian revisits a popular Plaintiff with new insights on how to beat an LVNV Funding Collection Lawsuit. Use your Linchpin analysis to ferret out the...

MORE Debt Collection Linchpin Litigation

MORE Debt Collection Linchpin Litigation

Includes Full Length Instructional Video Here, Brian does part two of his Linchpin Litigation series and shows you more documents and how you focus on knocking out the Linchpin of the motion or pleading to...

How to Beat a Trust Debt Collection Lawsuit

How to Beat a Trust Debt Collection Lawsuit

Includes Full Length Instructional Video Here Brian takes a look at a new one, 2023-1 Prime Consumer Loan Trust in another in a series looking at a FinTech loan, debt buyer case with a twist. BUT just...

Asking A Debt Collection Witness Winning Questions In A Deposition

Asking A Debt Collection Witness Winning Questions In A Deposition

Includes Full Length Instructional VideoBrian introduces you to a great Deposition Check off list that comes from your Original Counter Affidavit to trip up their witness using the debt collector's documents against them. Hope this shows how to break down their proof...

Deposing A Debt Buyer Witness With A Broken Chain Of Title

Deposing A Debt Buyer Witness With A Broken Chain Of Title

How to Depose a Debt Buyer Witness to Show a Broken Chain of Title of Ownership . The attorneys for the Plaintiff and the Witness were advised that the video would be posted on this video at the end of the recording and then weeks later by email and did not respond....

Broken Chain Of Title Ownership Form

Broken Chain Of Title Ownership Form

Includes Full Length Instructional VideoHere, Brian provides you with a Broken Chain of Title Ownership Form to provide the court to lock down where the title is broken and why the debt buyer does not own the debt. It is everything in a single page nutshell attached...

Fighting Ally Bank Repossession Collection Lawsuits

Fighting Ally Bank Repossession Collection Lawsuits

Includes Full Length Instructional VideoHere, Brian breaks down how he fought back against Ally Bank and their unnecessary lawsuit against a client who did not have the property that Ally Bank and its attorneys were telling the court that the client would not return....

The Rule Of Five Deposition Techniques In Action

The Rule Of Five Deposition Techniques In Action

Here, Brian takes the Rule of Five Techniques and applies them to a real life deponent so you can see the before and after of someone not trained properly vs a recipient of the Rule of Five...

Witness Lists, Exhibit Lists And Expert Lists

Witness Lists, Exhibit Lists And Expert Lists

Includes Full Length Instructional VideoHere, Brian shows you the hows and the whys of doing Exhibit and Witness and Expert Lists and how to meet or get around deadlines (don't do this). It again is all about the Counter Affidavit and the new emphasis, the Forward...

Who is LVNV Funding, LLC? (10 Minute Version)

Who is LVNV Funding, LLC? (10 Minute Version)

Includes Instructional Video Who is LVNV Funding, LLC? If you don't want to sit through my main video that is 55 minutes or so long, here is a quicker video on who LVNV Funding, LLC is and how we beat...

Debt Collection HACK for a Creditor Lawsuit

Debt Collection HACK for a Creditor Lawsuit

Includes Full Length Instructional VideoHere, Brian Parker has a video on the Hack of a Creditor Collection lawsuit with the Acronym, DACAS. This will help explain the weaknesses of the Creditor that...

Help With Public Student Loans

Help With Public Student Loans

Includes Full Length Instructional VideoHere Brian provides a few tips on handling Public Student Loan debt collections. While the options are limited with public or government student loans, with the resumption of...

Top 10 Tips to FIGHT ID Theft

Top 10 Tips to FIGHT ID Theft

Includes Full Length Instructional VideoIn this video, Brian takes us through the devastating effects of ID Theft and what you can do to protect yourself against future consequences. It’s gonna suck, but it will suck less if you’re ready for what’s coming your way and...

How to Beat a Debt Collector with a Lawsuit Hack

How to Beat a Debt Collector with a Lawsuit Hack

Includes Full Length Instructional Video In this video, Brian provides a Lawsuit Hack to Answer a Collection Lawsuit with tips and methods of using the complaint and exhibits of the debt collector...

Top 10 Quick Tips To Win In Court

Top 10 Quick Tips To Win In Court

Includes Full Length Instructional Video Brian gives you ten solid approaches to taking the nervousness and anxiety out of your appearance in Court. Look for a cool but gross, bonus tip at the end of the video....

Settling Collection Debts (The Parker Way)

Settling Collection Debts (The Parker Way)

Includes Full Length Instructional Video In this video, Brian tells his ins and outs of how a collection debt is settled, the "Parker Way." Generally, the settlement tips here work best when you have just...

Who Is Portfolio Recovery And Associates, LLC?

Who Is Portfolio Recovery And Associates, LLC?

Includes Full Length Instructional Video In this video, Brian asks, Who is Portfolio Recovery and Associates, LLC examine their methods and practices suing consumers and what to look for when fighting...

Assignments And Data Extension

Assignments And Data Extension

Includes Full Length Instructional VideoIn this video, Brian shows you how to win a debt collection case with the focus on missing assignments and missing data extensions. Using the documents the debt collection...

The ASS Component To Winning Your Collection Case

The ASS Component To Winning Your Collection Case

Includes Full Length Instructional Video Brian has talked in many of his video about the importance of Counter Affidavits and with this new one, he goes into great detail on how to create and...

How to Clean Your Credit with the FCRA

How to Clean Your Credit with the FCRA

Includes Full Length Instructional VideoThis video introduces you to the nuts and bolts of credit reporting disputes and the different approaches to cleaning up your credit. Brian takes you through the how...

Who Is National Collegiate Student Loan Trust?

Who Is National Collegiate Student Loan Trust?

Includes Full Length Instructional Video Here, Brian breaks down the case against (The) National Collegiate Student Loan Trust fictions and how you can beat them with their own documents. See the...

Who Is UHG, LLC?

Who Is UHG, LLC?

Includes Full Length Instructional Video Brian provides insight into UHG LLC and how they collect on old debt they lack any proof of ownership. The episode shows the impact of securitization and how it produces "Pretzel...

How to WIN with a Killer Affidavit!

How to WIN with a Killer Affidavit!

Includes Full Length Instructional Video Brian shows you that just answering the lawsuit is not enough. Don't do your own collection lawsuit defense without using the most important document you can use to win...

FIGHT Debt Collection Lawsuits Today!

FIGHT Debt Collection Lawsuits Today!

Includes Full Length Instructional VideoBrian shows you how to analyze a call and case, right from the start and that the 15-30 minutes you spend with the client creates a great defense and counterclaim using...

Who Is Midland Credit Management (MCM)?

Who Is Midland Credit Management (MCM)?

Includes Full Length Instructional Video Brian introduces you to the world of Affidavits that support the average MCM lawsuit. MCM cases are a dime a dozen and based upon debts paid for with pennies on the...

What Is Securitization?

What Is Securitization?

Includes Full Length Instructional Video Brian starts your education on the concept of securitization to show how original creditors are really "debt collectors" and subject to the regulations of the Fair Debt Collection...

Going To Trial? How To Try A Case (Collection Case)

Going To Trial? How To Try A Case (Collection Case)

Includes Short Verion and Full Length Instructional Video Do you want to win a trial? This video explains that the harder you work, the luckier you get. You can’t half ass this stuff. Trials are win on hard work and your innate and hidden skills that trials are the...

Who is LVNV Funding, LLC?

Who is LVNV Funding, LLC?

Includes Full Length Instructional Video Who is LVNV Funding, LLC? The real question is who aren't they. They are not the owners of any debt they are suing you with. You can beat them and eliminate the date. Brian will...

Private Student Loan Lawsuits

Private Student Loan Lawsuits

Includes Full Length Instructional Video When you get one of these “Private student loan” lawsuits you have to read every single line. Private loans are not the same thing as government provided student loans....

How To Take A Deposition

How To Take A Deposition

Includes Full Length Instructional Video Taking a winning deposition is a dog fight and requires discipline to get the answer or information you need, then hit it and move on. Episode 11 of Law and Lawyering Unplugged is...

FIGHTING REPOSSESSION Deficiency Judgments

FIGHTING REPOSSESSION Deficiency Judgments

Includes Full Length Instructional Video Here, Brian finishes up his four-part review of Repossession and brings everything he taught in the other three videos to the successful use and conclusion to eliminate the victimization by the debt buyer or debt collector. We...

Awesome Gas Repossession 5 Million Dollar Lawsuit

Awesome Gas Repossession 5 Million Dollar Lawsuit

Includes Full Length Instructional VideoBrian adds to the last Repossession video he did on defending against car repossessions with this new video about a unique approach to suing banks that...

Garnishments and Default Judgments

Garnishments and Default Judgments

Includes Full Length Instructional VideoThis episode of Law and Lawyering unplugged is about the consequences of not answering a lawsuit and failing into default. There are three ways a debt collector can serve...

How to Deal with Debt Collectors

How to Deal with Debt Collectors

Includes Full Length Instructional VideoIn this episode of Law and Lawyering Unplugged we’re talking about how to deal with specific debt collectors. Your debt can be dealt with, I can help you...

Ways to Respond to a Debt Collection Lawsuit

Ways to Respond to a Debt Collection Lawsuit

Includes Full Length Instructional VideoDebt collection is a tricky subject. If you’re being targeted by debt collectors you should listen to this. In this episode of Law and Lawyering Unplugged I...

Top Tips to Pick a Jury

Top Tips to Pick a Jury

Being at trial is a battle. Episode 5 of Law and Lawyering Unplugged is all about preparation for picking a jury and winning your trial. This is a multi-episode topic so follow along for part 2 in the future. This episode...

How to Win a Deposition

How to Win a Deposition

Do you want to know how to beat a hardcore litigator staring down your client in a deposition? Watch episode 4 of Law and Lawyering Unplugged to learn how to use the The Rule of Five (copywright) and how that can help you win your deposition. How do you get around...

The Anatomy of a Debt Buyer Discovery

The Anatomy of a Debt Buyer Discovery

Includes Full Length Instructional VideoIn the Discovery of Debt Buyers, Brian takes us into a more detailed look at his discovery requests and their impact. You can't have a "question" without a "quest" and...

MCM Put Something On My Credit: What Do I Do?

MCM Put Something On My Credit: What Do I Do?

MCM Put Something On My Credit: What Do I Do? Includes Full Length Instructional Video Here, Brian looks at the many ways to remove something from your credit from just Midland Credit Management but any...

Sallie Mae Or Navient Private Student Loan Hack

Sallie Mae Or Navient Private Student Loan Hack

Sallie Mae Or Navient Private Student Loan Hack Includes Full Length Instructional Video Here, Brian gives us five tips on beating a Sallie Mae/Navient student loan lawsuit using the pleadings and...

Five Reasons To Avoid Arbitration Like The Plague

Five Reasons To Avoid Arbitration Like The Plague

Five Reasons To Avoid Arbitration Like The Plague Includes Full Length Instructional Video In "Five Reasons to Avoid Arbitration Like the Plague" Brian matches up "Court" and the Constitution vs...

Credit Report Clean-Up Letter- Fighting ID Theft

Credit Report Clean-Up Letter- Fighting ID Theft

Credit Report Clean-Up Letter- Fighting ID Theft Includes Full Length Instructional Video See the attached ID Theft letter and instructions to start your clean-up of your credit that was damaged by...

Portfolio Recovery Associates Loses Big Case

Portfolio Recovery Associates Loses Big Case

Portfolio Recovery Associates Loses Big Case Includes Full Length Instructional Video Here, Brian does a quick review of a great case that just came down smoking PRA for illegal debt collection and...

How To Amend Your Debt Collection Defense

How To Amend Your Debt Collection Defense

How To Amend Your Debt Collection Defense Includes Full Length Instructional Video In this video, Brian answers a response from a member asking how and when to amend an Answer with a general amendment...

Killer Hack For Discover Bank Collection Lawsuit

Killer Hack For Discover Bank Collection Lawsuit

Includes Full Length Instructional VideoBrian showing you a specific Discover Bank lawsuit and how he combats their debt collection and attempts to avoid securitization and pretend to be a...

How To Hack A Unifund CCR Debt Collection Lawsuit

How To Hack A Unifund CCR Debt Collection Lawsuit

How To Hack A Unifund CCR Debt Collection Lawsuit Includes Full Length Instructional Video Brian shows us how to "Hack" a Unifund, CCR LLC lawsuit by again (Mantra) "using their videos against...

Setting Aside A Default Judgment 2.0

Setting Aside A Default Judgment 2.0

Setting Aside A Default Judgment 2.0 Includes Full Length Instructional Video Here, Brian updates his previous video on Setting Aside Default Judgments with the basics behind the proper way to get back in the...

Defending A Citibank Debt Collection Lawsuit

Defending A Citibank Debt Collection Lawsuit

Defending A Citibank Debt Collection Lawsuit Includes Full Length Instructional Video Here, Brian continues his instructions and assistance in defending against Creditor lawsuits with this one against...

How To Hack A Crown Asset Debt Collection Lawsuit

How To Hack A Crown Asset Debt Collection Lawsuit

How To Hack A Crown Asset Debt Collection Lawsuit Includes Full Length Instructional Video In this video, Brian shows us how to beat a Crown Asset lawsuit with their own documents and also with a...

How To Hack A Webbank Fintech Collection Lawsuit

How To Hack A Webbank Fintech Collection Lawsuit

How To Hack A Webbank Fintech Collection Lawsuit Includes Full Length Instructional Video Here, Brian looks into the interesting world of Securitized Fintech loans that end up as crazy sounding...

How To Sue A Debt Collector In Federal Court

How To Sue A Debt Collector In Federal Court

How To Sue A Debt Collector In Federal Court Includes Full Length Instructional Video By popular demand, here is a Federal Lawsuit against a Debt Collector, Attached to the membership site will be Show...

SoFi And LVNV Debt Collection Lawsuit Hacked

SoFi And LVNV Debt Collection Lawsuit Hacked

SoFi And LVNV Debt Collection Lawsuit Hacked Includes Full Length Instructional Video Brian shows us another example of the debt collector presenting its own documents that kill its own case with a...

Summary Motion Hack Against A Debt Collector

Summary Motion Hack Against A Debt Collector

Includes Full Length Instructional VideoHere, Brian shows you how to defend and respond to a Summary Motion with "using their own documents against them" as the main basis of why you should prevail....

Pre-Trial Statement And Pre-Trial Conference Tips

Pre-Trial Statement And Pre-Trial Conference Tips

Includes Full Length Instructional VideoHere, Brian takes you through how to bring your case in front of the Judge through a simple Pre-Trial Statement and your first appearance with the Court in...

Mediation Of A Debt Collection Lawsuit

Mediation Of A Debt Collection Lawsuit

Includes Full Length Instructional VideoHere, Brian details his philosophy behind whether or not to mediate a case. If you must do a mediation or case evaluation, Brian provides his Pro Tips and rules for...

Defense Against An LVNV Collection Lawsuit 2.0

Defense Against An LVNV Collection Lawsuit 2.0

Includes Full Length Instructional Video Here, Brian re-visits a LVNV Funding Video with new techniques and insights for your collection defense. Use their own documents against them. They give you...

Hack For Writing An Appeal Brief

Hack For Writing An Appeal Brief

Includes Full Length Instructional VideoHere, Brian tells you how he wrote his latest appeal and why. He provides a Word Template to help get you started with the framework for your own appeal. You also hear tips...

Pro Hack Tips For Taking A Winning Deposition 2.0

Pro Hack Tips For Taking A Winning Deposition 2.0

Includes Full Length Instructional Video Brian revisits the Taking of a Winning Deposition Video with a 2.0 version designed to focus on how to "win" a deposition with useful hints and tips that...

Counter Affidavit To Set Aside Defaults

Counter Affidavit To Set Aside Defaults

Includes Full Length Instructional VideoUsing the debt collector's documents against them, Brian further illustrates the power of Counter Affidavits for Defaults and getting your "Day in Court" and how...

How I Answer Debt Collection Discovery Requests

How I Answer Debt Collection Discovery Requests

Includes Full Length Instructional VideoHere, Brian responds to members' requests on how collection discovery is answered with his approach going back to the original filing: The Counter Affidavit...

What To Do When Forced Into Creditor Arbitration

What To Do When Forced Into Creditor Arbitration

Includes Full Length Instructional VideoForced into Arbitration? Here is what Brian does to set up the Arbitrator in keeping them within the straight and narrow and overturn the Arbitration Award...